Frontier Central


S-4475 Lake Shore Road
Hamburg, NY 14075
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Frontier Central is an NCUA insured institution located in Hamburg, NY. It was founded in 1959 and has approximately $5.27 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12716
Date Established 1959
Assets $5.27 million
Loans $2.34 million
Deposits $4.54 million
Capital $0.72 million

Deposit Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Frontier Central

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Loan Rates - June 13, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FRONTIER CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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2.945% 2.875% 0.88 $2,268 $1,038 Learn More
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2.758% 2.750% 0.13 $248 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
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2.240 %
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Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
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1.990 %
After Intro: 4.840 %
Intro Period: 12 months
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To upload and update your bank's rates please register. It is free to register and add rates.



Below are Frontier Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Frontier Central Locations

Financial Details

Frontier Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Frontier Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Frontier Central U.S. Average
13.72% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Frontier Central had $105,945 in non-current loans and $0 in owned assets. To cover these potential losses it had $720,447 in net worth and $51,500 in loans loss reserves. That gives it a Texas Ratio of 13.72%.

Net Worth
Frontier Central U.S. Average
13.65% 12.67%

Frontier Central FCU has a net worth of 13.65% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Frontier Central

Branches and Savings

What is Frontier Central?

A federal credit union, registered with the NCUA under certificate #12716.
Learn more about credit unions here.

Is Frontier Central FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Frontier Central is insured by the NCUA.

Who can join Frontier Central?

Please see Field of Membership information above for information on who is eligible to join.

What are Frontier Central's share account and share certificate rates?

Frontier Central's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Frontier Central?

Frontier Central has total capital of $0.72 million. Full information on Frontier Central's financial position is located above.

Who owns Frontier Central?

Credit Unions are owned by their members.

Where are Frontier Central branches located?

See branch locations nearby.

Are Frontier Central ATMs Open 24/7?

Do Frontier Central ATMs accept cash deposits?

Can Frontier Central customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Frontier Central have a mobile app?

Does Frontier Central have mobile deposit?

Does Frontier Central have quick pay?

How can Frontier Central transfer money to other banks or credit unions?

Does Frontier Central report to credit bureaus?

Does Frontier Central use Chexsystems?

Does Frontier Central use Equifax?

What is Frontier Central's toll free phone number?

What is Frontier Central's ACH Routing Number?

What is Frontier Central's SWIFT code?

Where can I find Frontier Central's wire transfer form?

What is the Frontier Central address for deposits?

What Products Does Frontier Central Offer

Does Frontier Central offer mortgages?

Compare mortgage rates here.

Does Frontier Central offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Frontier Central offer auto and RV loans?

Compare auto loan rates here.

Does Frontier Central offer student loans or personal loans?

Compare personal loan rates here.

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