2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4116
Date Established 1940
Assets $49.03 million
Loans $23.81 million
Deposits $39.60 million
Capital $9.39 million

Galaxy is an NCUA insured institution located in Franklin, PA. It was founded in 1940 and has approximately $49.03 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer in Venango County.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.00% $500 - Learn MoreShow Less
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
1.00% $500 - Learn MoreShow Less
18 Mo CD
1.16% $500 - Learn MoreShow Less
24 Mo CD
1.16% $500 - Learn MoreShow Less
30 Mo CD
1.31% $500 - Learn MoreShow Less
36 Mo CD
1.31% $500 - Learn MoreShow Less
48 Mo CD
1.46% $500 - Learn MoreShow Less
60 Mo CD
1.61% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $5,000 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GALAXY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to GALAXY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Galaxy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Galaxy Locations


Financial Details

Galaxy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Galaxy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Galaxy U.S. Average
2.35% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Galaxy had $174,261 in non-current loans and $50,725 in owned assets. To cover these potential losses it had $9,394,936 in net worth and $160,855 in loans loss reserves. That gives it a Texas Ratio of 2.35%.

Net Worth
Galaxy U.S. Average
19.16% 13.47%

Galaxy FCU has a net worth of 19.16% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Galaxy

Branches and Savings

What is Galaxy?

A federal credit union, registered with the NCUA under certificate #4116.
Learn more about credit unions here.

Is Galaxy FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Galaxy?

Please see Field of Membership information above for information on who is eligible to join.

What are Galaxy's share account and share certificate rates?

Galaxy's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Galaxy?

Galaxy has total capital of $9.39 million. Full information on Galaxy's financial position is located above.

Who owns Galaxy?

Credit Unions are owned by their members.

Where are Galaxy branches located?

See branch locations nearby.

Are Galaxy ATMs Open 24/7?

Do Galaxy ATMs accept cash deposits?

Can Galaxy customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Galaxy have a mobile app?

Does Galaxy have mobile deposit?

Does Galaxy have quick pay?

How can Galaxy transfer money to other banks or credit unions?

Does Galaxy report to credit bureaus?

Does Galaxy use Chexsystems?

Does Galaxy use Equifax?

What is Galaxy's toll free phone number?

What is Galaxy's ACH Routing Number?

What is Galaxy's SWIFT code?

Where can I find Galaxy's wire transfer form?

What is the Galaxy address for deposits?

What Products Does Galaxy Offer

Does Galaxy offer mortgages?

Compare mortgage rates here.

Does Galaxy offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Galaxy offer auto and RV loans?

Compare auto loan rates here.

Does Galaxy offer student loans or personal loans?

Compare personal loan rates here.

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