GALVESTON SCHOOL EMPLOYEES

PO Box 3429
Galveston, TX 77552

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7092
Date Established 1951
Assets $3.15 million
Loans $2.17 million
Deposits $2.70 million
Capital $0.35 million

Galveston School Employees is an NCUA insured institution located in Galveston, TX. It was founded in 1951 and has approximately $3.15 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Galveston School Employees

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There are currently no rates available for Galveston School Employees, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GALVESTON SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to GALVESTON SCHOOL EMPLOYEES
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Branches

Below are Galveston School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Galveston School Employees Locations


Financial Details

Galveston School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Galveston School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Galveston School Employees U.S. Average
5.91% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Galveston School Employees had $22,443 in non-current loans and $0 in owned assets. To cover these potential losses it had $351,677 in net worth and $28,025 in loans loss reserves. That gives it a Texas Ratio of 5.91%.

Net Worth
Galveston School Employees U.S. Average
11.15% 13.47%

Galveston School Employees FCU has a net worth of 11.15% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Galveston School Employees

Branches and Savings

What is Galveston School Employees?

A federal credit union, registered with the NCUA under certificate #7092.
Learn more about credit unions here.

Is Galveston School Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Galveston School Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Galveston School Employees's share account and share certificate rates?

Galveston School Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Galveston School Employees?

Galveston School Employees has total capital of $0.35 million. Full information on Galveston School Employees's financial position is located above.

Who owns Galveston School Employees?

Credit Unions are owned by their members.

Where are Galveston School Employees branches located?

See branch locations nearby.

Are Galveston School Employees ATMs Open 24/7?

Do Galveston School Employees ATMs accept cash deposits?

Can Galveston School Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Galveston School Employees have a mobile app?

Does Galveston School Employees have mobile deposit?

Does Galveston School Employees have quick pay?

How can Galveston School Employees transfer money to other banks or credit unions?

Does Galveston School Employees report to credit bureaus?

Does Galveston School Employees use Chexsystems?

Does Galveston School Employees use Equifax?

What is Galveston School Employees's toll free phone number?

What is Galveston School Employees's ACH Routing Number?

What is Galveston School Employees's SWIFT code?

Where can I find Galveston School Employees's wire transfer form?

What is the Galveston School Employees address for deposits?

What Products Does Galveston School Employees Offer

Does Galveston School Employees offer mortgages?

Compare mortgage rates here.

Does Galveston School Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Galveston School Employees offer auto and RV loans?

Compare auto loan rates here.

Does Galveston School Employees offer student loans or personal loans?

Compare personal loan rates here.

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