Coastal Community

Headquarters

2302 Church Street
Galveston, TX 77550
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Coastal Community is an NCUA insured institution located in Galveston, TX. It was founded in 1957 and has approximately $74.11 millions in assets.

NCUA Insured Yes
Charter Number # # 11927
Date Established 1957
Assets $74.11 million
Loans $36.36 million
Deposits $67.95 million
Capital $5.40 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship and attend school in Galveston County.

Deposit Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Coastal Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Coastal Community
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Advertiser Disclosure

Loan Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COASTAL COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to COASTAL COMMUNITY
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Branches

Below are Coastal Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Coastal Community Locations


Financial Details

Coastal Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Coastal Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Coastal Community U.S. Average
9.81% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Coastal Community had $513,881 in non-current loans and $102,060 in owned assets. To cover these potential losses it had $5,404,631 in net worth and $875,492 in loans loss reserves. That gives it a Texas Ratio of 9.81%.

Net Worth
Coastal Community U.S. Average
7.29% 12.91%

Coastal Community FCU has a net worth of 7.29% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Coastal Community

Branches and Savings

What is Coastal Community?

A credit union, registered with the NCUA under certificate #11927.
Learn more about credit unions here.

Is Coastal Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Coastal Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Coastal Community's share account and share certificate rates?

Coastal Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Coastal Community?

Coastal Community has total capital of $5.40 million. Full information on Coastal Community's financial position is located above.

Who owns Coastal Community?

Credit Unions are owned by their members.

Where are Coastal Community branches located?

See branch locations nearby.

Are Coastal Community ATMs Open 24/7?

Do Coastal Community ATMs accept cash deposits?

Can Coastal Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Coastal Community have a mobile app?

Does Coastal Community have mobile deposit?

Does Coastal Community have quick pay?

How can Coastal Community transfer money to other banks or credit unions?

Does Coastal Community report to credit bureaus?

Does Coastal Community use Chexsystems?

Does Coastal Community use Equifax?

What is Coastal Community's toll free phone number?

What is Coastal Community's ACH Routing Number?

What is Coastal Community's SWIFT code?

Where can I find Coastal Community's wire transfer form?

What is the Coastal Community address for deposits?

What Products Does Coastal Community Offer

Does Coastal Community offer mortgages?

Compare mortgage rates here.

Does Coastal Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Coastal Community offer auto and RV loans?

Compare auto loan rates here.

Does Coastal Community offer student loans or personal loans?

Compare personal loan rates here.

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