2021 Overview
General Credit Union Information
Coastal Community is an NCUA insured institution located in Galveston, TX. It was founded in 1957 and has approximately $74.11 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 11927 |
| Date Established | 1957 |
| Assets | $74.11 million |
| Loans | $36.36 million |
| Deposits | $67.95 million |
| Capital | $5.40 million |
Field of Membership Restrictions
Deposit Rates - January 24, 2021
Your Current Location: Virginia, VA 20146
We do not yet have rates for Coastal Community
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Loan Rates - January 24, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for COASTAL COMMUNITY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.562% | 2.500% | 0.75 | $2,030 | $988 | Learn More |
|
NMLS ID: 1429243 |
2.480% | 2.375% | 1.00 | $3,500 | $972 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to COASTAL COMMUNITY
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Branches
Below are Coastal Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Coastal Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Coastal Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Coastal Community | U.S. Average |
|---|---|
| 9.81% | 4.42 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2020, Coastal Community had $513,881 in non-current loans and $102,060 in owned assets. To cover these potential losses it had $5,404,631 in net worth and $875,492 in loans loss reserves. That gives it a Texas Ratio of 9.81%.
Net Worth
| Coastal Community | U.S. Average |
|---|---|
| 7.29% | 12.91% |
Coastal Community FCU has a net worth of 7.29% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Coastal Community
Branches and Savings
What is Coastal Community?
A credit union, registered with the NCUA under certificate #11927.
Learn more about credit unions here.
Is Coastal Community FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Coastal Community?
Please see Field of Membership information above for information on who is eligible to join.
How big is Coastal Community?
Coastal Community has total capital of $5.40 million. Full information on Coastal Community's financial position is located above.
Who owns Coastal Community?
Credit Unions are owned by their members.
Where are Coastal Community branches located?
See branch locations nearby.
Are Coastal Community ATMs Open 24/7?
Do Coastal Community ATMs accept cash deposits?
Can Coastal Community customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Coastal Community have a mobile app?
Does Coastal Community have mobile deposit?
Does Coastal Community have quick pay?
How can Coastal Community transfer money to other banks or credit unions?
Does Coastal Community report to credit bureaus?
Does Coastal Community use Chexsystems?
Does Coastal Community use Equifax?
What is Coastal Community's toll free phone number?
What is Coastal Community's ACH Routing Number?
What is Coastal Community's SWIFT code?
Where can I find Coastal Community's wire transfer form?
What is the Coastal Community address for deposits?
What Products Does Coastal Community Offer
Does Coastal Community offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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