GARMENT WORKERS

Headquarters

P.O. BOX 1048
Fall River, MA 02722
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Garment Workers is an NCUA insured institution located in Fall River, MA. It was founded in 1954 and has approximately $2.82 millions in assets.

NCUA Insured Yes
Charter Number # # 9616
Date Established 1954
Assets $2.82 million
Loans $1.59 million
Deposits $2.43 million
Capital $0.38 million
 

Deposit Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Garment Workers

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Note to Garment Workers
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Advertiser Disclosure

Loan Rates - December 4, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GARMENT WORKERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.617% 2.500% 0.88 $3,862 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GARMENT WORKERS
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Branches

Below are Garment Workers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Garment Workers Locations


Financial Details

Garment Workers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Garment Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Garment Workers U.S. Average
51.97% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Garment Workers had $221,535 in non-current loans and $0 in owned assets. To cover these potential losses it had $379,664 in net worth and $46,595 in loans loss reserves. That gives it a Texas Ratio of 51.97%.

Net Worth
Garment Workers U.S. Average
13.47% 13.61%

Garment Workers FCU has a net worth of 13.47% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Garment Workers

Branches and Savings

What is Garment Workers?

A federal credit union, registered with the NCUA under certificate #9616.
Learn more about credit unions here.

Is Garment Workers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Garment Workers?

Please see Field of Membership information above for information on who is eligible to join.

What are Garment Workers's share account and share certificate rates?

Garment Workers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Garment Workers?

Garment Workers has total capital of $0.38 million. Full information on Garment Workers's financial position is located above.

Who owns Garment Workers?

Credit Unions are owned by their members.

Where are Garment Workers branches located?

See branch locations nearby.

Are Garment Workers ATMs Open 24/7?

Do Garment Workers ATMs accept cash deposits?

Can Garment Workers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Garment Workers have a mobile app?

Does Garment Workers have mobile deposit?

Does Garment Workers have quick pay?

How can Garment Workers transfer money to other banks or credit unions?

Does Garment Workers report to credit bureaus?

Does Garment Workers use Chexsystems?

Does Garment Workers use Equifax?

What is Garment Workers's toll free phone number?

What is Garment Workers's ACH Routing Number?

What is Garment Workers's SWIFT code?

Where can I find Garment Workers's wire transfer form?

What is the Garment Workers address for deposits?

What Products Does Garment Workers Offer

Does Garment Workers offer mortgages?

Compare mortgage rates here.

Does Garment Workers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Garment Workers offer auto and RV loans?

Compare auto loan rates here.

Does Garment Workers offer student loans or personal loans?

Compare personal loan rates here.

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