Garment Workers


P.o. Box 1048
Fall River, MA 02722
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Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Garment Workers is an NCUA insured institution located in Fall River, MA. It was founded in 1954 and has approximately $2.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9616
Date Established 1954
Assets $2.82 million
Loans $1.59 million
Deposits $2.43 million
Capital $0.38 million

Deposit Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Garment Workers

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Advertiser Disclosure

Loan Rates - April 16, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GARMENT WORKERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.432% 2.375% 0.75 $1,875 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



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Financial Details

Garment Workers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Garment Workers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Garment Workers U.S. Average
51.97% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Garment Workers had $221,535 in non-current loans and $0 in owned assets. To cover these potential losses it had $379,664 in net worth and $46,595 in loans loss reserves. That gives it a Texas Ratio of 51.97%.

Net Worth
Garment Workers U.S. Average
13.47% 12.67%

Garment Workers FCU has a net worth of 13.47% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Garment Workers

Branches and Savings

What is Garment Workers?

A federal credit union, registered with the NCUA under certificate #9616.
Learn more about credit unions here.

Is Garment Workers FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Garment Workers is insured by the NCUA.

Who can join Garment Workers?

Please see Field of Membership information above for information on who is eligible to join.

What are Garment Workers's share account and share certificate rates?

Garment Workers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Garment Workers?

Garment Workers has total capital of $0.38 million. Full information on Garment Workers's financial position is located above.

Who owns Garment Workers?

Credit Unions are owned by their members.

Where are Garment Workers branches located?

See branch locations nearby.

Are Garment Workers ATMs Open 24/7?

Do Garment Workers ATMs accept cash deposits?

Can Garment Workers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Garment Workers have a mobile app?

Does Garment Workers have mobile deposit?

Does Garment Workers have quick pay?

How can Garment Workers transfer money to other banks or credit unions?

Does Garment Workers report to credit bureaus?

Does Garment Workers use Chexsystems?

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What Products Does Garment Workers Offer

Does Garment Workers offer mortgages?

Compare mortgage rates here.

Does Garment Workers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Garment Workers offer auto and RV loans?

Compare auto loan rates here.

Does Garment Workers offer student loans or personal loans?

Compare personal loan rates here.

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