Gather

Headquarters

4493 Pahee St
Lihue, HI 96766
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gather is an NCUA insured institution located in Lihue, HI. It was founded in 1954 and has approximately $636.69 millions in assets.

Who can join?

Membership is open to any person (or organization) that lives, works, worships, attends school or operates a business on the islands of Kauai and Niihau.

If you qualify, members of your family or household are eligible too. Your spouse, children (including adopted children), siblings, parents, grandparents, grandchildren, stepparents, stepchildren and stepsiblings can join too!

NCUA Insured Yes / Federally Chartered
Charter Number # # 9381
Date Established 1954
Assets $636.69 million
Loans $295.00 million
Deposits $567.28 million
Capital $64.00 million
 

Field of Membership Restrictions

Membership in Kauai Community Federal Credit Union is open to those who live, work, worship, or attend school on the islands of Kauai and Niihau in Hawaii.

Deposit Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Gather

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Gather
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Advertiser Disclosure

Loan Rates - May 8, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GATHER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

Note to GATHER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Gather branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Gather Locations


Financial Details

Gather Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gather. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gather U.S. Average
2.61% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Gather had $1,751,060 in non-current loans and $89,944 in owned assets. To cover these potential losses it had $64,003,138 in net worth and $6,624,737 in loans loss reserves. That gives it a Texas Ratio of 2.61%.

Net Worth
Gather U.S. Average
10.05% 12.67%

Gather FCU has a net worth of 10.05% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gather

Branches and Savings

What is Gather?

A federal credit union, registered with the NCUA under certificate #9381.
Learn more about credit unions here.

Is Gather FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Gather is insured by the NCUA.

Who can join Gather?

Please see Field of Membership information above for information on who is eligible to join.

What are Gather's share account and share certificate rates?

Gather's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gather?

Gather has total capital of $64.00 million. Full information on Gather's financial position is located above.

Who owns Gather?

Credit Unions are owned by their members.

Where are Gather branches located?

See branch locations nearby.

Are Gather ATMs Open 24/7?

Do Gather ATMs accept cash deposits?

Can Gather customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gather have a mobile app?

Does Gather have mobile deposit?

Does Gather have quick pay?

How can Gather transfer money to other banks or credit unions?

Does Gather report to credit bureaus?

Does Gather use Chexsystems?

Does Gather use Equifax?

What is Gather's toll free phone number?

What is Gather's ACH Routing Number?

What is Gather's SWIFT code?

Where can I find Gather's wire transfer form?

What is the Gather address for deposits?

What Products Does Gather Offer

Does Gather offer mortgages?

Compare mortgage rates here.

Does Gather offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gather offer auto and RV loans?

Compare auto loan rates here.

Does Gather offer student loans or personal loans?

Compare personal loan rates here.

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