Gather Federal Credit Union


4493 Pahee St
Lihue, HI 96766
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gather is an NCUA insured institution located in Lihue, HI. It was founded in 1954 and has approximately $695.54 millions in assets.

Who can join?

Membership is open to any person (or organization) that lives, works, worships, attends school or operates a business on the islands of Kauai and Niihau.

If you qualify, members of your family or household are eligible too. Your spouse, children (including adopted children), siblings, parents, grandparents, grandchildren, stepparents, stepchildren and stepsiblings can join too!

NCUA Insured Yes / Federally Chartered
Charter Number # # 9381
Date Established 1954
Assets $695.54 million
Loans $309.19 million
Deposits $629.04 million
Capital $66.92 million

Field of Membership Restrictions

Membership in Kauai Community Federal Credit Union is open to those who live, work, worship, or attend school on the islands of Kauai and Niihau in Hawaii.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Gather

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Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GATHER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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2.918% 2.875% 0.50 $1,375 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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2.990 %
After Intro: 3.750 %
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Note to GATHER
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Below are Gather branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Gather Locations

Climate Initiatives

GATHER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Gather Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gather. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gather U.S. Average
1.42% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Gather had $1,042,324 in non-current loans and $7,594 in owned assets. To cover these potential losses it had $66,922,122 in net worth and $6,894,112 in loans loss reserves. That gives it a Texas Ratio of 1.42%.

Net Worth
Gather U.S. Average
9.62% 12.22%

Gather FCU has a net worth of 9.62% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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