Golden Plains Credit Union
Headquarters
P.o. Box 459
Garden City, KS 67846
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2024 Overview
General Credit Union Information
Golden Plains is an NCUA insured institution located in Garden City, KS. It was founded in 1951 and has approximately $992.34 millions in assets.
Who can join?
At GPCU, anyone who resides in Central or Western Kansas, the Liberal trade area, members of their family, employees of the credit union, members of the Lee Richardson Zoo, and organizations of such persons are eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62542 |
| Date Established | 1951 |
| Assets | $992.34 million |
| Loans | $893.48 million |
| Deposits | $812.72 million |
| Capital | $109.82 million |
Field of Membership Restrictions
Golden Plains Credit Union of Kansas is open to the residents, church members, and the people that maintain employment within these qualified counties: Anderson, Allen, Bourbon, Cherokee, Crawford, Labette, Linn, Montgomery, Neosho, and Wilson along with the Liberal Trade area, the members of the Lee Richardson Zoo, the credit union employees, members of credit union member affiliated organizations, and the family members of current credit union members.
Deposit Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.21% | $2,500 | $2,999 |
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|
|
Money Market
|
0.23% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.41% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.46% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.61% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.66% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.66% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.71% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.86% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.91% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.91% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.96% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.36% | $100,000 | $199,999 |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Freedom 12 e-Checking | 4.06% | $0 | $0.00 | Learn More |
Loan Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Golden Plains
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Golden Plains
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Branches
Below are Golden Plains branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GOLDEN PLAINS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Golden Plains Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Golden Plains. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Golden Plains | U.S. Average |
|---|---|
| 12.27% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Golden Plains had $13,158,183 in non-current loans and $998,527 in owned assets. To cover these potential losses it had $109,821,867 in net worth and $5,557,779 in loans loss reserves. That gives it a Texas Ratio of 12.27%.
Net Worth
| Golden Plains | U.S. Average |
|---|---|
| 11.07% | 13.62% |
Golden Plains FCU has a net worth of 11.07% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Golden Plains
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