P.O. BOX 459
Garden City, KS 67846
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.55% →
1-Year CD 0.66% 1.35% →
2-Year CD 0.91% 1.35% →
5-Year CD 1.56% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Golden Plains is an NCUA insured institution located in Garden City, KS. It was founded in 1951 and has approximately $684.59 millions in assets.

Who can join?

At GPCU, anyone who resides in Central or Western Kansas, the Liberal trade area, members of their family, employees of the credit union, members of the Lee Richardson Zoo, and organizations of such persons are eligible for membership.

NCUA Insured Yes
Charter Number # # 62542
Date Established 1951
Assets $684.59 million
Loans $618.34 million
Deposits $588.12 million
Capital $68.72 million

Field of Membership Restrictions

Golden Plains Credit Union of Kansas is open to the residents, church members, and the people that maintain employment within these qualified counties: Anderson, Allen, Bourbon, Cherokee, Crawford, Labette, Linn, Montgomery, Neosho, and Wilson along with the Liberal Trade area, the members of the Lee Richardson Zoo, the credit union employees, members of credit union member affiliated organizations, and the family members of current credit union members.

Deposit Rates - June 6, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,001 $9,999 Learn More
Money Market
0.21% $1,000 $9,999 Learn More
Money Market
0.23% $10,000 $24,999 Learn More
Money Market
0.25% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.41% $10,000 $24,999 Learn More
6 Mo CD
0.46% $100,000 - Learn More
12 Mo CD
0.61% $10,000 $24,999 Learn More
12 Mo CD
0.66% $100,000 - Learn More
0.66% $10,000 $24,999 Learn More
18 Mo CD
0.71% $100,000 - Learn More
24 Mo CD
0.86% $10,000 $24,999 Learn More
24 Mo CD
0.91% $100,000 - Learn More
30 Mo CD
0.91% $10,000 $24,999 Learn More
30 Mo CD
0.96% $25,000 - Learn More
1.11% $10,000 $24,999 Learn More
48 Mo CD
1.16% $100,000 - Learn More
1.31% $10,000 $24,999 Learn More
60 Mo CD
1.56% $100,000 - Learn More
Fixed IRA
0.61% $500 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Golden Rewards Checking 2.26% $0 $0.00 Learn MoreShow Less

Loan Rates - June 6, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GOLDEN PLAINS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

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Below are Golden Plains branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Golden Plains Locations

Financial Details

Golden Plains Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden Plains. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden Plains U.S. Average
11.10% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Golden Plains had $5,020,443 in non-current loans and $3,162,547 in owned assets. To cover these potential losses it had $68,718,687 in net worth and $4,971,197 in loans loss reserves. That gives it a Texas Ratio of 11.10%.

Net Worth
Golden Plains U.S. Average
10.03% 13.86%

Golden Plains FCU has a net worth of 10.03% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Golden Plains

Branches and Savings

What is Golden Plains?

A federal credit union, registered with the NCUA under certificate #62542.
Learn more about credit unions here.

Is Golden Plains FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Golden Plains?

Please see Field of Membership information above for information on who is eligible to join.

What are Golden Plains's share account and share certificate rates?

Golden Plains's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Golden Plains?

Golden Plains has total capital of $68.72 million. Full information on Golden Plains's financial position is located above.

Who owns Golden Plains?

Credit Unions are owned by their members.

Where are Golden Plains branches located?

See branch locations nearby.

Are Golden Plains ATMs Open 24/7?

Do Golden Plains ATMs accept cash deposits?

Can Golden Plains customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Golden Plains have a mobile app?

Does Golden Plains have mobile deposit?

Does Golden Plains have quick pay?

How can Golden Plains transfer money to other banks or credit unions?

Does Golden Plains report to credit bureaus?

Does Golden Plains use Chexsystems?

Does Golden Plains use Equifax?

What is Golden Plains's toll free phone number?

What is Golden Plains's ACH Routing Number?

What is Golden Plains's SWIFT code?

Where can I find Golden Plains's wire transfer form?

What is the Golden Plains address for deposits?

What Products Does Golden Plains Offer

Does Golden Plains offer mortgages?

Compare mortgage rates here.

Does Golden Plains offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Golden Plains offer auto and RV loans?

Compare auto loan rates here.

Does Golden Plains offer student loans or personal loans?

Compare personal loan rates here.

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