Po Box 127
Ephrata, WA 98823
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Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.50% 0.70% →
2-Year CD 0.70% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Granco is an NCUA insured institution located in Ephrata, WA. It was founded in 1956 and has approximately $81.02 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10904
Date Established 1956
Assets $81.02 million
Loans $46.78 million
Deposits $74.65 million
Capital $7.28 million

Field of Membership Restrictions

Membership in Granco Federal Credit Union is open employees of the the Public Utility District of Grant Kittitas, Okanogan and Douglas Counties in Washington and other organizations and municipalities.

Deposit Rates - May 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GRANCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.593% 2.500% 0.88 $3,082 $988 Learn More
CIT Bank
NMLS ID: 541760
2.989% 2.950% 0.50 $1,242 $1,048 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.761% 2.750% 0.13 $342 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to GRANCO
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Granco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Granco Locations

Financial Details

Granco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Granco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Granco U.S. Average
4.80% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Granco had $254,609 in non-current loans and $111,585 in owned assets. To cover these potential losses it had $7,280,098 in net worth and $343,119 in loans loss reserves. That gives it a Texas Ratio of 4.80%.

Net Worth
Granco U.S. Average
8.98% 12.67%

Granco FCU has a net worth of 8.98% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Granco

Branches and Savings

What is Granco?

A federal credit union, registered with the NCUA under certificate #10904.
Learn more about credit unions here.

Is Granco FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Granco is insured by the NCUA.

Who can join Granco?

Please see Field of Membership information above for information on who is eligible to join.

What are Granco's share account and share certificate rates?

Granco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Granco?

Granco has total capital of $7.28 million. Full information on Granco's financial position is located above.

Who owns Granco?

Credit Unions are owned by their members.

Where are Granco branches located?

See branch locations nearby.

Are Granco ATMs Open 24/7?

Do Granco ATMs accept cash deposits?

Can Granco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Granco have a mobile app?

Does Granco have mobile deposit?

Does Granco have quick pay?

How can Granco transfer money to other banks or credit unions?

Does Granco report to credit bureaus?

Does Granco use Chexsystems?

Does Granco use Equifax?

What is Granco's toll free phone number?

What is Granco's ACH Routing Number?

What is Granco's SWIFT code?

Where can I find Granco's wire transfer form?

What is the Granco address for deposits?

What Products Does Granco Offer

Does Granco offer mortgages?

Compare mortgage rates here.

Does Granco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Granco offer auto and RV loans?

Compare auto loan rates here.

Does Granco offer student loans or personal loans?

Compare personal loan rates here.

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