Grand Trunk Battle Creek Emp Federal Credit Union
Headquarters
1275 Raymond Rd N
Battle Creek, MI 49014
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2024 Overview
General Credit Union Information
Grand Trunk Battle Creek Emp is an NCUA insured institution located in Battle Creek, MI. It was founded in 1945 and has approximately $38.82 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5170 |
| Date Established | 1945 |
| Assets | $38.82 million |
| Loans | $13.86 million |
| Deposits | $32.05 million |
| Capital | $6.64 million |
Field of Membership Restrictions
Membership is open to employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, any of the outlying stations on the railroad’s line from Schoolcraft, Michigan, to Lansing, Michigan, or who work in or have headquarters in the Detroit-Grand Rapids Division, west of Owosso, Michigan. Membership is also open to employees of the Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization, who work in or are supervised from Chicago, Illinois.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Grand Trunk Battle Creek Emp
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Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Grand Trunk Battle Creek Emp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Grand Trunk Battle Creek Emp
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It is free to register and add rates.
Branches
Below are Grand Trunk Battle Creek Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GRAND TRUNK BATTLE CREEK EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Grand Trunk Battle Creek Emp Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Grand Trunk Battle Creek Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Grand Trunk Battle Creek Emp | U.S. Average |
|---|---|
| 4.22% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Grand Trunk Battle Creek Emp had $282,894 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,640,354 in net worth and $66,722 in loans loss reserves. That gives it a Texas Ratio of 4.22%.
Net Worth
| Grand Trunk Battle Creek Emp | U.S. Average |
|---|---|
| 17.11% | 13.62% |
Grand Trunk Battle Creek Emp FCU has a net worth of 17.11% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Grand Trunk Battle Creek Emp
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