GRAND TRUNK BATTLE CREEK EMP

1275 RAYMOND RD N
Battle Creek, MI 49014

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5170
Date Established 1945
Assets $33.57 million
Loans $14.61 million
Deposits $27.79 million
Capital $5.39 million

Grand Trunk Battle Creek Emp is an NCUA insured institution located in Battle Creek, MI. It was founded in 1945 and has approximately $33.57 millions in assets.

Field of Membership Restrictions

Membership is open to employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, any of the outlying stations on the railroad’s line from Schoolcraft, Michigan, to Lansing, Michigan, or who work in or have headquarters in the Detroit-Grand Rapids Division, west of Owosso, Michigan. Membership is also open to employees of the Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization, who work in or are supervised from Chicago, Illinois.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GRAND TRUNK BATTLE CREEK EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
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Branches

Below are Grand Trunk Battle Creek Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Grand Trunk Battle Creek Emp Locations


Financial Details

Grand Trunk Battle Creek Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Grand Trunk Battle Creek Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Grand Trunk Battle Creek Emp U.S. Average
3.77% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Grand Trunk Battle Creek Emp had $205,332 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,387,706 in net worth and $65,736 in loans loss reserves. That gives it a Texas Ratio of 3.77%.

Net Worth
Grand Trunk Battle Creek Emp U.S. Average
16.04% 13.47%

Grand Trunk Battle Creek Emp FCU has a net worth of 16.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Grand Trunk Battle Creek Emp

Branches and Savings

What is Grand Trunk Battle Creek Emp?

A federal credit union, registered with the NCUA under certificate #5170.
Learn more about credit unions here.

Is Grand Trunk Battle Creek Emp FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Grand Trunk Battle Creek Emp?

Please see Field of Membership information above for information on who is eligible to join.

What are Grand Trunk Battle Creek Emp's share account and share certificate rates?

Grand Trunk Battle Creek Emp's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Grand Trunk Battle Creek Emp?

Grand Trunk Battle Creek Emp has total capital of $5.39 million. Full information on Grand Trunk Battle Creek Emp's financial position is located above.

Who owns Grand Trunk Battle Creek Emp?

Credit Unions are owned by their members.

Where are Grand Trunk Battle Creek Emp branches located?

See branch locations nearby.

Are Grand Trunk Battle Creek Emp ATMs Open 24/7?

Do Grand Trunk Battle Creek Emp ATMs accept cash deposits?

Can Grand Trunk Battle Creek Emp customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Grand Trunk Battle Creek Emp have a mobile app?

Does Grand Trunk Battle Creek Emp have mobile deposit?

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What Products Does Grand Trunk Battle Creek Emp Offer

Does Grand Trunk Battle Creek Emp offer mortgages?

Compare mortgage rates here.

Does Grand Trunk Battle Creek Emp offer home equity lines of credit and home equity loans?

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Does Grand Trunk Battle Creek Emp offer auto and RV loans?

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Does Grand Trunk Battle Creek Emp offer student loans or personal loans?

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