Grand Trunk Battle Creek Emp Federal Credit Union

Headquarters

1275 Raymond Rd N
Battle Creek, MI 49014
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 2.53% →
1-Year CD N.A. 2.79% →
2-Year CD N.A. 3.20% →
5-Year CD N.A. 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Grand Trunk Battle Creek Emp is an NCUA insured institution located in Battle Creek, MI. It was founded in 1945 and has approximately $42.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5170
Date Established 1945
Assets $42.68 million
Loans $13.02 million
Deposits $36.17 million
Capital $6.25 million
 

Field of Membership Restrictions

Membership is open to employees of the Grand Trunk Western Railroad Company who work in or have headquarters in the Battle Creek, Michigan terminal, any of the outlying stations on the railroad’s line from Schoolcraft, Michigan, to Lansing, Michigan, or who work in or have headquarters in the Detroit-Grand Rapids Division, west of Owosso, Michigan. Membership is also open to employees of the Grand Trunk Western, Canadian National Railway, and the U.S. Sales Organization, who work in or are supervised from Chicago, Illinois.

Deposit Rates - August 7, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Grand Trunk Battle Creek Emp

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Loan Rates - August 7, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for GRAND TRUNK BATTLE CREEK EMP

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.960% 4.875% 0.63 $2,460 $1,324 Learn More
Morty, Inc.
NMLS ID: 1429243
4.709% 4.625% 1.00 $2,458 $1,286 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to GRAND TRUNK BATTLE CREEK EMP
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Branches

Below are Grand Trunk Battle Creek Emp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Grand Trunk Battle Creek Emp Locations



Climate Initiatives

GRAND TRUNK BATTLE CREEK EMP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Grand Trunk Battle Creek Emp Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Grand Trunk Battle Creek Emp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Grand Trunk Battle Creek Emp U.S. Average
2.12% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Grand Trunk Battle Creek Emp had $133,972 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,245,677 in net worth and $77,151 in loans loss reserves. That gives it a Texas Ratio of 2.12%.

Net Worth
Grand Trunk Battle Creek Emp U.S. Average
14.63% 12.28%

Grand Trunk Battle Creek Emp FCU has a net worth of 14.63% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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