Granite City Employees

Headquarters

3361 Fehling Road Suite #7
Granite City, IL 62040
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Granite City Employees is an NCUA insured institution located in Granite City, IL. It was founded in 1957 and has approximately $1.68 millions in assets.

NCUA Insured Yes
Charter Number # # 11720
Date Established 1957
Assets $1.68 million
Loans $1.07 million
Deposits $1.51 million
Capital $0.12 million
 

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Granite City Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Granite City Employees
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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GRANITE CITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to GRANITE CITY EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Granite City Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Granite City Employees Locations


Financial Details

Granite City Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Granite City Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Granite City Employees U.S. Average
0.00% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Granite City Employees had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $115,584 in net worth and $2,703 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
Granite City Employees U.S. Average
6.89% 12.91%

Granite City Employees FCU has a net worth of 6.89% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Granite City Employees

Branches and Savings

What is Granite City Employees?

A credit union, registered with the NCUA under certificate #11720.
Learn more about credit unions here.

Is Granite City Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Granite City Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Granite City Employees's share account and share certificate rates?

Granite City Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Granite City Employees?

Granite City Employees has total capital of $0.12 million. Full information on Granite City Employees's financial position is located above.

Who owns Granite City Employees?

Credit Unions are owned by their members.

Where are Granite City Employees branches located?

See branch locations nearby.

Are Granite City Employees ATMs Open 24/7?

Do Granite City Employees ATMs accept cash deposits?

Can Granite City Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Granite City Employees have a mobile app?

Does Granite City Employees have mobile deposit?

Does Granite City Employees have quick pay?

How can Granite City Employees transfer money to other banks or credit unions?

Does Granite City Employees report to credit bureaus?

Does Granite City Employees use Chexsystems?

Does Granite City Employees use Equifax?

What is Granite City Employees's toll free phone number?

What is Granite City Employees's ACH Routing Number?

What is Granite City Employees's SWIFT code?

Where can I find Granite City Employees's wire transfer form?

What is the Granite City Employees address for deposits?

What Products Does Granite City Employees Offer

Does Granite City Employees offer mortgages?

Compare mortgage rates here.

Does Granite City Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Granite City Employees offer auto and RV loans?

Compare auto loan rates here.

Does Granite City Employees offer student loans or personal loans?

Compare personal loan rates here.

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