Great River Federal Credit Union


Our records indicate that this credit union has been acquired by CREDIT UNION 1.


Headquarters

1532 W Saint Germain
Saint Cloud, MN 56301
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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.20% 4.59% →
2-Year CD 0.30% 4.47% →
5-Year CD 0.50% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Great River is an NCUA insured institution located in Saint Cloud, MN. It was founded in 1948 and has approximately $329.71 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24632
Date Established 1948
Assets $329.71 million
Loans $281.20 million
Deposits $299.92 million
Capital $25.24 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Benton, Sherburne, or Stearns county.

Deposit Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.30% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.40% $100,000 $199,999 Learn More
48 Mo CD
0.45% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.45% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More

Loan Rates - September 29, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Great River

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Great River
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Branches

Below are Great River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Great River Locations around zip code 85001


BranchDistance Map View Lobby Hours

G E M FEDERAL CREDIT UNION

1172.24 A View Lobby Hours

Waite Park

1262.83 B View Lobby Hours

Saint Cloud

1265.05 C View Lobby Hours

Sauk Rapids

1266.86 D View Lobby Hours

Sartell

1267.07 E View Lobby Hours


Climate Policy and Initiatives

GREAT RIVER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Great River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Great River. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Great River U.S. Average
12.19% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Great River had $2,325,383 in non-current loans and $853,959 in owned assets. To cover these potential losses it had $25,235,946 in net worth and $846,383 in loans loss reserves. That gives it a Texas Ratio of 12.19%.

Net Worth
Great River U.S. Average
7.65% 14.48%

Great River FCU has a net worth of 7.65% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Great River

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