Greater Alliance Federal Credit Union
Headquarters
40 West Century Road
Paramus, NJ 07652
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2024 Overview
General Credit Union Information
Greater Alliance is an NCUA insured institution located in Paramus, NJ. It was founded in 1937 and has approximately $243.76 millions in assets.
Who can join?
Anyone who lives, works, worships, does business, volunteers or attends school in Bergen or Passaic county is eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 2182 |
| Date Established | 1937 |
| Assets | $243.76 million |
| Loans | $183.91 million |
| Deposits | $219.16 million |
| Capital | $22.09 million |
Field of Membership Restrictions
Membership in Greater Alliance Federal Credit Union is open to those who live, work, do business, worship, volunteer, or attend school in Bergen or Passaic Counties, New Jersey.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.02% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greater Alliance
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.920% | 6.750% | 0.75 | $5,600 | $2,076 | Learn More |
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 447490 |
6.947% | 6.875% | 0.75 | $2,342 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Greater Alliance
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Branches
Below are Greater Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GREATER ALLIANCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Greater Alliance Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greater Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greater Alliance | U.S. Average |
|---|---|
| 14.36% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Greater Alliance had $3,060,042 in non-current loans and $336,426 in owned assets. To cover these potential losses it had $22,091,430 in net worth and $1,559,881 in loans loss reserves. That gives it a Texas Ratio of 14.36%.
Net Worth
| Greater Alliance | U.S. Average |
|---|---|
| 9.06% | 13.62% |
Greater Alliance FCU has a net worth of 9.06% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greater Alliance
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