Greater Alliance

Headquarters

40 West Century Road
Paramus, NJ 07652
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.65% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.65% 0.75% →
5-Year CD 0.95% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Greater Alliance is an NCUA insured institution located in Paramus, NJ. It was founded in 1937 and has approximately $229.43 millions in assets.

Who can join?

Anyone who lives, works, worships, does business, volunteers or attends school in Bergen or Passaic county is eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2182
Date Established 1937
Assets $229.43 million
Loans $139.26 million
Deposits $209.13 million
Capital $17.75 million
 

Field of Membership Restrictions

Membership in Greater Alliance Federal Credit Union is open to those who live, work, do business, worship, volunteer, or attend school in Bergen or Passaic Counties, New Jersey.

Deposit Rates - May 13, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - May 13, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GREATER ALLIANCE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
First Internet Bank
NMLS ID: 424182
2.812% 2.750% 0.75 $2,008 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

Note to GREATER ALLIANCE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Greater Alliance branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Greater Alliance Locations


Financial Details

Greater Alliance Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Alliance. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Alliance U.S. Average
10.34% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Greater Alliance had $1,734,390 in non-current loans and $336,426 in owned assets. To cover these potential losses it had $17,754,668 in net worth and $2,279,982 in loans loss reserves. That gives it a Texas Ratio of 10.34%.

Net Worth
Greater Alliance U.S. Average
8.04% 12.67%

Greater Alliance FCU has a net worth of 8.04% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Alliance

Branches and Savings

What is Greater Alliance?

A federal credit union, registered with the NCUA under certificate #2182.
Learn more about credit unions here.

Is Greater Alliance FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Greater Alliance is insured by the NCUA.

Who can join Greater Alliance?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Alliance's share account and share certificate rates?

Greater Alliance's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Alliance?

Greater Alliance has total capital of $17.75 million. Full information on Greater Alliance's financial position is located above.

Who owns Greater Alliance?

Credit Unions are owned by their members.

Where are Greater Alliance branches located?

See branch locations nearby.

Are Greater Alliance ATMs Open 24/7?

Do Greater Alliance ATMs accept cash deposits?

Can Greater Alliance customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Alliance have a mobile app?

Does Greater Alliance have mobile deposit?

Does Greater Alliance have quick pay?

How can Greater Alliance transfer money to other banks or credit unions?

Does Greater Alliance report to credit bureaus?

Does Greater Alliance use Chexsystems?

Does Greater Alliance use Equifax?

What is Greater Alliance's toll free phone number?

What is Greater Alliance's ACH Routing Number?

What is Greater Alliance's SWIFT code?

Where can I find Greater Alliance's wire transfer form?

What is the Greater Alliance address for deposits?

What Products Does Greater Alliance Offer

Does Greater Alliance offer mortgages?

Compare mortgage rates here.

Does Greater Alliance offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Alliance offer auto and RV loans?

Compare auto loan rates here.

Does Greater Alliance offer student loans or personal loans?

Compare personal loan rates here.

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