Greater Texas Federal Credit Union

Headquarters

6411 N. Lamar Blvd
Austin, TX 78752
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.90% 0.67% →
2-Year CD 1.10% 0.80% →
5-Year CD 1.25% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Greater Texas is an NCUA insured institution located in Austin, TX. It was founded in 1952 and has approximately $903.72 millions in assets.

Who can join?

Persons who live, work, worship or attend school in, and do business in and other legal entities located in Bryan-College Station, Bastrop, East or Central Travis County, Central Hidalgo County, Central Harris County, portions of Tarrant and Dallas County areas, Northwest and Southeast San Antonio, South Travis County and Hays County may apply for membership.

Employment Eligibility
If you are an employee of a Select Employee Group, you are eligible for membership.

Family Eligibility
If you are an immediate family member or household member of an already existing member, you may join Greater Texas Credit Union. Immediate family is defined as a grandparent, parent, spouse, sibling, child, or grandchild. For the purposes of this definition, immediate family member includes adopted children, step-parents, step-children, and step-siblings. Household is defined as persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in the maintenance of the household, including family members, domestic partners, foster children, and legal guardian relationships. While roommates in a single residence would meet this definition, a fraternity, sorority, or nursing home is excluded from this definition.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7590
Date Established 1952
Assets $903.72 million
Loans $675.98 million
Deposits $830.50 million
Capital $62.16 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bryan-College Station, Bastrop, East or Central Travis County, Central Hidalgo County, Central Harris County, Tarrant, Dallas County area, northwest or southeast San Antonio. Membership is also open to the faculty, staff, former and current students of Texas A&M University and employees of select organizations.

Deposit Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
1.01% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
30 Mo CD
1.10% $10,000 $14,999 Learn More
30 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.15% $10,000 $14,999 Learn More
36 Mo CD
1.15% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GREATER TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.116% 2.990% 0.63 $4,062 $1,053 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.967% 3.875% 0.63 $2,812 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to GREATER TEXAS
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Greater Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Greater Texas Locations



Climate Initiatives

GREATER TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Greater Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Texas U.S. Average
3.64% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Greater Texas had $2,313,650 in non-current loans and $0 in owned assets. To cover these potential losses it had $62,162,494 in net worth and $1,395,671 in loans loss reserves. That gives it a Texas Ratio of 3.64%.

Net Worth
Greater Texas U.S. Average
6.87% 12.22%

Greater Texas FCU has a net worth of 6.87% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for GREATER TEXAS

There are currently no comments for GREATER TEXAS. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →