GREATER TEXAS

6411 N. Lamar Blvd
Austin, TX 78752

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.80% 2.25% →
2-Year CD 2.05% 2.50% →
5-Year CD 2.35% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Greater Texas is an NCUA insured institution located in Austin, TX. It was founded in 1952 and has approximately $655.17 millions in assets.

Who can join?

Persons who live, work, worship or attend school in, and do business in and other legal entities located in Bryan-College Station, Bastrop, East or Central Travis County, Central Hidalgo County, Central Harris County, portions of Tarrant and Dallas County areas, Northwest and Southeast San Antonio, South Travis County and Hays County may apply for membership.

Employment Eligibility
If you are an employee of a Select Employee Group, you are eligible for membership.

Family Eligibility
If you are an immediate family member or household member of an already existing member, you may join Greater Texas Credit Union. Immediate family is defined as a grandparent, parent, spouse, sibling, child, or grandchild. For the purposes of this definition, immediate family member includes adopted children, step-parents, step-children, and step-siblings. Household is defined as persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in the maintenance of the household, including family members, domestic partners, foster children, and legal guardian relationships. While roommates in a single residence would meet this definition, a fraternity, sorority, or nursing home is excluded from this definition.

NCUA Insured Yes
Charter Number # # 7590
Date Established 1952
Assets $655.17 million
Loans $465.58 million
Deposits $594.66 million
Capital $56.41 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Bryan-College Station, Bastrop, East or Central Travis County, Central Hidalgo County, Central Harris County, Tarrant, Dallas County area, northwest or southeast San Antonio. Membership is also open to the faculty, staff, former and current students of Texas A&M University and employees of select organizations.

Deposit Rates - December 16, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.65% $1,000 $94,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $1,000 $94,999 Learn MoreShow Less
3 Mo CD
0.55% $95,000 - Learn MoreShow Less
6 Mo CD
1.25% $1,000 $94,999 Learn MoreShow Less
6 Mo CD
1.50% $95,000 - Learn MoreShow Less
12 Mo CD
1.65% $1,000 $94,999 Learn MoreShow Less
12 Mo CD
1.80% $95,000 - Learn MoreShow Less
18 Mo CD
1.70% $1,000 $94,999 Learn MoreShow Less
18 Mo CD
1.85% $95,000 - Learn MoreShow Less
24 Mo CD
1.90% $1,000 $94,999 Learn MoreShow Less
24 Mo CD
2.05% $95,000 - Learn MoreShow Less
30 Mo CD
1.95% $1,000 $94,999 Learn MoreShow Less
30 Mo CD
2.10% $95,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 $94,999 Learn MoreShow Less
36 Mo CD
2.15% $95,000 - Learn MoreShow Less
48 Mo CD
2.10% $1,000 $94,999 Learn MoreShow Less
48 Mo CD
2.25% $95,000 - Learn MoreShow Less
60 Mo CD
2.20% $1,000 $94,999 Learn MoreShow Less
60 Mo CD
2.35% $95,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,250 - Learn MoreShow Less

Loan Rates - December 16, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GREATER TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to GREATER TEXAS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Greater Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Greater Texas Locations


Financial Details

Greater Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Texas U.S. Average
3.85% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Greater Texas had $2,242,523 in non-current loans and $0 in owned assets. To cover these potential losses it had $56,409,477 in net worth and $1,886,114 in loans loss reserves. That gives it a Texas Ratio of 3.85%.

Net Worth
Greater Texas U.S. Average
8.6% 13.65%

Greater Texas FCU has a net worth of 8.6% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Greater Texas

Branches and Savings

What is Greater Texas?

A federal credit union, registered with the NCUA under certificate #7590.
Learn more about credit unions here.

Is Greater Texas FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Greater Texas?

Please see Field of Membership information above for information on who is eligible to join.

What are Greater Texas's share account and share certificate rates?

Greater Texas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Greater Texas?

Greater Texas has total capital of $56.41 million. Full information on Greater Texas's financial position is located above.

Who owns Greater Texas?

Credit Unions are owned by their members.

Where are Greater Texas branches located?

See branch locations nearby.

Are Greater Texas ATMs Open 24/7?

Do Greater Texas ATMs accept cash deposits?

Can Greater Texas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Greater Texas have a mobile app?

Does Greater Texas have mobile deposit?

Does Greater Texas have quick pay?

How can Greater Texas transfer money to other banks or credit unions?

Does Greater Texas report to credit bureaus?

Does Greater Texas use Chexsystems?

Does Greater Texas use Equifax?

What is Greater Texas's toll free phone number?

What is Greater Texas's ACH Routing Number?

What is Greater Texas's SWIFT code?

Where can I find Greater Texas's wire transfer form?

What is the Greater Texas address for deposits?

What Products Does Greater Texas Offer

Does Greater Texas offer mortgages?

Compare mortgage rates here.

Does Greater Texas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greater Texas offer auto and RV loans?

Compare auto loan rates here.

Does Greater Texas offer student loans or personal loans?

Compare personal loan rates here.

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