Greenstate Credit Union

Headquarters

Po Box 800
North Liberty, IA 52317
See all branch locations →

Phone 1-800-397-3790

ACH 71911270

Notable Rates APY Vs.Others
Savings 1.00% 4.15% →
1-Year CD 0.30% 4.59% →
2-Year CD 0.40% 4.45% →
5-Year CD 0.75% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Greenstate is an NCUA insured institution located in North Liberty, IA. It was founded in 1938 and has approximately $11161.27 millions in assets.

Who can join?

You can join if you live or work in one of the following counties in Iowa: Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Delaware, Des Moines, Dubuque, Fayette, Franklin, Grundy, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, or Wright.

You can join if you are an alumni of the University of Iowa.

You can join if you are related to a current member.

NCUA Insured Yes / State-Chartered
Charter Number # # 60269
Date Established 1938
Assets $11,161.27 million
Loans $9,332.35 million
Deposits $8,754.74 million
Capital $971.13 million
 

Field of Membership Restrictions

Membership in University of Iowa Community Credit Union is open to those who live or work in Adair, Black Hawk, Benton, Boone, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Franklin, Greene, Grundy, Guthrie, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, and Wright Counties in Iowa or Henry, Knox, Mercer, or Rock Island Counties in Illinois.

Deposit Rates - September 9, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Rainy Day
1.00% $0 $2,499 Learn More
SAV
0.05% $101 - Learn More
Money Market
1.45% $2,500 $49,999 Learn More
Money Market
1.65% $50,000 $99,999 Learn More
Money Market
1.85% $100,000 $249,999 Learn More
Money Market
2.05% $250,000 $499,999 Learn More
Money Market
2.25% $500,000 $999,999 Learn More
Money Market
2.45% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $500 - Learn More
10 Mo CD
4.10% $10,000 $99,999 Learn More
7-12 Month
0.30% $500 - Learn More
22 Month Special
3.70% $1,000 $99,999 Learn More
24 Mo CD
0.40% $500 - Learn More
30 Month Special
3.75% $1,000 $9,999 Learn More
36 Mo CD
0.50% $500 - Learn More
48 Mo CD
0.60% $500 - Learn More
49 Month Special
3.80% $1,000 $99,999 Learn More
60 Mo CD
0.75% $500 - Learn More
Fixed IRA Rates APY MIN MAX
14 Month Special
3.65% $1,001 $9,999 Learn MoreShow Less

Loan Rates - September 9, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Greenstate

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Note to Greenstate
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Branches

Below are Greenstate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona



Climate Policy and Initiatives

GREENSTATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Greenstate Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greenstate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greenstate U.S. Average
10.12% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Greenstate had $69,050,741 in non-current loans and $36,818,596 in owned assets. To cover these potential losses it had $971,132,794 in net worth and $74,793,252 in loans loss reserves. That gives it a Texas Ratio of 10.12%.

Net Worth
Greenstate U.S. Average
8.7% 14.48%

Greenstate FCU has a net worth of 8.7% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Greenstate


  • November 11, 2022

    CDs 24 Month Rates

    It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting.

  • Jim

    June 21, 2022

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    CDs 26 Month Rates

    Usually better rates here, but if it comes due ending on a holiday weekend, you will not get an extra day & will get stuck with a low rate for another cd.


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Rate it here →

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