Greenstate Credit Union
Headquarters
Po Box 800
North Liberty, IA 52317
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Phone 1-800-397-3790
2024 Overview
General Credit Union Information
Greenstate is an NCUA insured institution located in North Liberty, IA. It was founded in 1938 and has approximately $11351.19 millions in assets.
Who can join?
You can join if you live or work in one of the following counties in Iowa: Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Delaware, Des Moines, Dubuque, Fayette, Franklin, Grundy, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, or Wright.
You can join if you are an alumni of the University of Iowa.
You can join if you are related to a current member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60269 |
| Date Established | 1938 |
| Assets | $11,351.19 million |
| Loans | $9,713.11 million |
| Deposits | $9,210.42 million |
| Capital | $992.93 million |
Field of Membership Restrictions
Membership in University of Iowa Community Credit Union is open to those who live or work in Adair, Black Hawk, Benton, Boone, Bremer, Buchanan, Butler, Cedar, Clayton, Clinton, Dallas, Delaware, Des Moines, Dubuque, Fayette, Franklin, Greene, Grundy, Guthrie, Hamilton, Hardin, Henry, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Lee, Linn, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Monroe, Muscatine, Polk, Poweshiek, Scott, Story, Tama, Wapello, Warren, Washington, and Wright Counties in Iowa or Henry, Knox, Mercer, or Rock Island Counties in Illinois.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Rainy Day
|
1.00% | $100 | $2,499 |
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|
| SAV
|
0.05% | $101 | - |
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|
|
Money Market
|
1.45% | $2,500 | $49,999 |
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|
|
Money Market
|
1.65% | $50,000 | $99,999 |
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|
|
Money Market
|
1.85% | $100,000 | $249,999 |
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|
|
Money Market
|
2.05% | $250,000 | $499,999 |
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|
|
Money Market
|
2.25% | $500,000 | $999,999 |
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|
|
Money Market
|
2.45% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $500 | - |
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|
| 9 Mo CD
|
0.30% | $500 | - |
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|
| 7-12 Month
|
0.30% | $500 | - |
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|
| 12 Month Rollover Special
|
5.35% | $1,000 | - |
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|
| 24 Mo CD
|
0.40% | $500 | - |
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|
| 36 Mo CD
|
0.50% | $500 | - |
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|
| 48 Mo CD
|
0.60% | $500 | - |
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|
| 49 Month Special
|
4.00% | $1,000 | - |
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|
| 60 Mo CD
|
0.75% | $500 | - |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| RewardsPlus Checking | 2.00% | $0 | $0.00 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greenstate
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Greenstate
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Branches
Below are Greenstate branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GREENSTATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Greenstate Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greenstate. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greenstate | U.S. Average |
|---|---|
| 11.29% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Greenstate had $112,582,252 in non-current loans and $7,934,764 in owned assets. To cover these potential losses it had $992,930,702 in net worth and $74,793,252 in loans loss reserves. That gives it a Texas Ratio of 11.29%.
Net Worth
| Greenstate | U.S. Average |
|---|---|
| 8.72% | 13.62% |
Greenstate FCU has a net worth of 8.72% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greenstate
Slynyrd
November 11, 2022
It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting.
Is this review helpful? Yes:0 / No: 0
Jim
June 21, 2022
Usually better rates here, but if it comes due ending on a holiday weekend, you will not get an extra day & will get stuck with a low rate for another cd.
Is this review helpful? Yes:0 / No: 0
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