Grove City, PA 16127
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Notable Rates APY Vs.Others
Savings 0.25% 1.60% →
1-Year CD 0.75% 1.55% →
2-Year CD 0.85% 1.45% →
5-Year CD N.A. 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Grove City Area is an NCUA insured institution located in Grove City, PA. It was founded in 1950 and has approximately $85.74 millions in assets.

NCUA Insured Yes
Charter Number # # 6722
Date Established 1950
Assets $85.74 million
Loans $50.73 million
Deposits $73.62 million
Capital $12.00 million

Field of Membership Restrictions

Membership is open to those who live or work in select townships in Mercer, Bulter, and Venango Counties in Pennsylvania.

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $100 - Learn More
Money Market
0.55% $2,500 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.65% $2,000 - Learn More
12 Mo CD
0.75% $2,000 - Learn More
18 Mo CD
0.80% $2,000 - Learn More
24 Mo CD
0.85% $2,000 - Learn More

Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GROVE CITY AREA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Grove City Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Grove City Area Locations

Financial Details

Grove City Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Grove City Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Grove City Area U.S. Average
2.36% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Grove City Area had $278,236 in non-current loans and $9,315 in owned assets. To cover these potential losses it had $12,001,169 in net worth and $176,759 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
Grove City Area U.S. Average
13.99% 13.86%

Grove City Area FCU has a net worth of 13.99% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Grove City Area

Branches and Savings

What is Grove City Area?

A federal credit union, registered with the NCUA under certificate #6722.
Learn more about credit unions here.

Is Grove City Area FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Grove City Area?

Please see Field of Membership information above for information on who is eligible to join.

What are Grove City Area's share account and share certificate rates?

Grove City Area's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Grove City Area?

Grove City Area has total capital of $12.00 million. Full information on Grove City Area's financial position is located above.

Who owns Grove City Area?

Credit Unions are owned by their members.

Where are Grove City Area branches located?

See branch locations nearby.

Are Grove City Area ATMs Open 24/7?

Do Grove City Area ATMs accept cash deposits?

Can Grove City Area customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Grove City Area have a mobile app?

Does Grove City Area have mobile deposit?

Does Grove City Area have quick pay?

How can Grove City Area transfer money to other banks or credit unions?

Does Grove City Area report to credit bureaus?

Does Grove City Area use Chexsystems?

Does Grove City Area use Equifax?

What is Grove City Area's toll free phone number?

What is Grove City Area's ACH Routing Number?

What is Grove City Area's SWIFT code?

Where can I find Grove City Area's wire transfer form?

What is the Grove City Area address for deposits?

What Products Does Grove City Area Offer

Does Grove City Area offer mortgages?

Compare mortgage rates here.

Does Grove City Area offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Grove City Area offer auto and RV loans?

Compare auto loan rates here.

Does Grove City Area offer student loans or personal loans?

Compare personal loan rates here.

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