1 Guardian Way
Prattville, AL 36066
See all branch locations →
ACH 62204802
Guardian is an NCUA insured institution located in Prattville, AL. It was founded in 1958 and has approximately $1181.91 millions in assets.
Who can join?
• USCG active duty, retired, reserve, auxiliary, employees of USCG non-appropriated funds activities, and employees of USCG contractors.
• U.S. Civil Service active and retired civil servants.
• Navy, Marines, Air Force and Army, active duty, retired, or reserve.
• ANY ONE who....Lives, works, worships in or goes to school in Portsmouth, VA.
• Chesapeake Service Systems
• Norfolk Waterside Marriott Hotel & Conference Center
• Sam’s Club
• The Up Center
• And many other local employers
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68374 |
| Date Established | 1958 |
| Assets | $1,181.91 million |
| Loans | $927.69 million |
| Deposits | $992.47 million |
| Capital | $113.03 million |
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.25% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.40% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.65% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.80% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.80% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.90% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
1.11% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
1.11% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
1.21% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
1.21% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
1.31% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.31% | $100,000 | $199,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: New York, NY 10116
There are currently no loan rates available for Guardian
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to Guardian
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Guardian branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 421.74 | A | View Lobby Hours | |
| 562.69 | B | View Lobby Hours | |
| 575.64 | C | View Lobby Hours | |
| 846.31 | D | View Lobby Hours | |
| 865.38 | E | View Lobby Hours | |
| 866.58 | F | View Lobby Hours | |
| 866.62 | G | View Lobby Hours | |
| 869.12 | H | View Lobby Hours | |
| 869.58 | I | View Lobby Hours | |
| 869.68 | J | View Lobby Hours | |
| 870.40 | K | View Lobby Hours | |
| 871.70 | L | View Lobby Hours | |
| 882.73 | M | View Lobby Hours | |
| 907.07 | N | View Lobby Hours |
GUARDIAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your Google account
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Guardian. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Guardian | U.S. Average |
|---|---|
| 18.29% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Guardian had $21,304,236 in non-current loans and $826,753 in owned assets. To cover these potential losses it had $113,029,528 in net worth and $7,960,833 in loans loss reserves. That gives it a Texas Ratio of 18.29%.
| Guardian | U.S. Average |
|---|---|
| 9.56% | 14.48% |
Guardian FCU has a net worth of 9.56% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Copyright © 2026 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions • AI Policy • Privacy Policy + CCPA
Disclosure Governing Your Use of this Website | Advertising Disclosure
Last Update on September 14, 2026
This page was created in 0.5041 seconds.
Customer Reviews for Guardian
There are currently no comments for GUARDIAN. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your Google account
or use your BestCashCow account