7 Carlson Ct,Apt. B
Fort Worth, TX 76119
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Guardian First is an NCUA insured institution located in Fort Worth, TX. It was founded in 1939 and has approximately $5.11 millions in assets.

NCUA Insured Yes
Charter Number # # 3494
Date Established 1939
Assets $5.11 million
Loans $2.55 million
Deposits $4.85 million
Capital $0.26 million

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Guardian First

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GUARDIAN FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Financial Details

Guardian First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Guardian First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Guardian First U.S. Average
10.13% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Guardian First had $27,767 in non-current loans and $0 in owned assets. To cover these potential losses it had $255,616 in net worth and $18,622 in loans loss reserves. That gives it a Texas Ratio of 10.13%.

Net Worth
Guardian First U.S. Average
5% 13.61%

Guardian First FCU has a net worth of 5% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Guardian First

Branches and Savings

What is Guardian First?

A federal credit union, registered with the NCUA under certificate #3494.
Learn more about credit unions here.

Is Guardian First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Guardian First?

Please see Field of Membership information above for information on who is eligible to join.

What are Guardian First's share account and share certificate rates?

Guardian First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Guardian First?

Guardian First has total capital of $0.26 million. Full information on Guardian First's financial position is located above.

Who owns Guardian First?

Credit Unions are owned by their members.

Where are Guardian First branches located?

See branch locations nearby.

Are Guardian First ATMs Open 24/7?

Do Guardian First ATMs accept cash deposits?

Can Guardian First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Guardian First have a mobile app?

Does Guardian First have mobile deposit?

Does Guardian First have quick pay?

How can Guardian First transfer money to other banks or credit unions?

Does Guardian First report to credit bureaus?

Does Guardian First use Chexsystems?

Does Guardian First use Equifax?

What is Guardian First's toll free phone number?

What is Guardian First's ACH Routing Number?

What is Guardian First's SWIFT code?

Where can I find Guardian First's wire transfer form?

What is the Guardian First address for deposits?

What Products Does Guardian First Offer

Does Guardian First offer mortgages?

Compare mortgage rates here.

Does Guardian First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Guardian First offer auto and RV loans?

Compare auto loan rates here.

Does Guardian First offer student loans or personal loans?

Compare personal loan rates here.

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