3469 Summit Blvd
West Palm Beach, FL 33406
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ACH 266080686
Guardians is an NCUA insured institution located in West Palm Beach, FL. It was founded in 1991 and has approximately $309.55 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67521 |
| Date Established | 1991 |
| Assets | $309.55 million |
| Loans | $207.36 million |
| Deposits | $256.37 million |
| Capital | $45.43 million |
Your Current Location: Arizona, AZ
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $1,000 | - |
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|
| 36 Mo CD
|
0.65% | $1,000 | - |
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|
| 48 Mo CD
|
0.65% | $1,000 | - |
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|
| 60 Mo CD
|
0.65% | $1,000 | - |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 36 Mo FIRA
|
0.65% | $1,000 | - | Learn More |
| 48 Mo FIRA
|
0.65% | $1,000 | - | Learn More |
| 60 Mo FIRA
|
1.00% | $1,000 | - | Learn More |
Your Current Location: Arizona, AZ
There are currently no loan rates available for Guardians
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Below are Guardians branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
El Mirage,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1748.78 | A | View Lobby Hours | |
| 1768.09 | B | View Lobby Hours | |
| 1774.93 | C | View Lobby Hours | |
| 1776.58 | D | View Lobby Hours | |
| 2151.84 | E | View Lobby Hours |
GUARDIANS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Guardians. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Guardians | U.S. Average |
|---|---|
| 6.36% | 5.13 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2026, Guardians had $2,981,790 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $45,434,854 in net worth and $1,480,970 in loans loss reserves. That gives it a Texas Ratio of 6.36%.
| Guardians | U.S. Average |
|---|---|
| 14.68% | 14.54% |
Guardians FCU has a net worth of 14.68% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on November 2, 2026
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