Guernsey Community

Headquarters

P.o. Box 669
Guernsey, WY 82214
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Guernsey Community is an NCUA insured institution located in Guernsey, WY. It was founded in 1954 and has approximately $1.89 millions in assets.

NCUA Insured Yes
Charter Number # # 9501
Date Established 1954
Assets $1.89 million
Loans $1.43 million
Deposits $1.68 million
Capital $0.21 million
 

Deposit Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Guernsey Community

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Note to Guernsey Community
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Loan Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GUERNSEY COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.656% 2.625% 0.38 $1,028 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to GUERNSEY COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Guernsey Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Guernsey Community Locations


Financial Details

Guernsey Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Guernsey Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Guernsey Community U.S. Average
14.63% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Guernsey Community had $10,545 in non-current loans and $25,914 in owned assets. To cover these potential losses it had $209,179 in net worth and $40,035 in loans loss reserves. That gives it a Texas Ratio of 14.63%.

Net Worth
Guernsey Community U.S. Average
11.05% 12.91%

Guernsey Community FCU has a net worth of 11.05% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Guernsey Community

Branches and Savings

What is Guernsey Community?

A credit union, registered with the NCUA under certificate #9501.
Learn more about credit unions here.

Is Guernsey Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Guernsey Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Guernsey Community's share account and share certificate rates?

Guernsey Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Guernsey Community?

Guernsey Community has total capital of $0.21 million. Full information on Guernsey Community's financial position is located above.

Who owns Guernsey Community?

Credit Unions are owned by their members.

Where are Guernsey Community branches located?

See branch locations nearby.

Are Guernsey Community ATMs Open 24/7?

Do Guernsey Community ATMs accept cash deposits?

Can Guernsey Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Guernsey Community have a mobile app?

Does Guernsey Community have mobile deposit?

Does Guernsey Community have quick pay?

How can Guernsey Community transfer money to other banks or credit unions?

Does Guernsey Community report to credit bureaus?

Does Guernsey Community use Chexsystems?

Does Guernsey Community use Equifax?

What is Guernsey Community's toll free phone number?

What is Guernsey Community's ACH Routing Number?

What is Guernsey Community's SWIFT code?

Where can I find Guernsey Community's wire transfer form?

What is the Guernsey Community address for deposits?

What Products Does Guernsey Community Offer

Does Guernsey Community offer mortgages?

Compare mortgage rates here.

Does Guernsey Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Guernsey Community offer auto and RV loans?

Compare auto loan rates here.

Does Guernsey Community offer student loans or personal loans?

Compare personal loan rates here.

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