Gulf Coast Community Federal Credit Union

Headquarters

12364 Highway 49
Gulfport, MS 39503
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 2.55% →
1-Year CD 0.60% 2.80% →
2-Year CD 0.70% 3.20% →
5-Year CD 1.01% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Gulf Coast Community is an NCUA insured institution located in Gulfport, MS. It was founded in 1935 and has approximately $126.18 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 242
Date Established 1935
Assets $126.18 million
Loans $69.11 million
Deposits $103.95 million
Capital $21.15 million
 

Field of Membership Restrictions

Membership in Gulf Coast Community Federal Credit Union is open to those who who live, work, worship, or attend school in Harrison or Hancock Counties in Mississippi and immediate family of current members.

Deposit Rates - August 16, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
Premium Money Market Account
0.10% $10,000 $14,999 Learn More
Premium Money Market Account
0.35% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Kasasa Cash 1.50% $0 $0.00 Learn MoreShow Less

Loan Rates - August 16, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for GULF COAST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
6.644% 6.500% 1.00 $3,750 $1,581 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to GULF COAST COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Gulf Coast Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Gulf Coast Community Locations



Climate Initiatives

GULF COAST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Gulf Coast Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Coast Community U.S. Average
5.20% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Gulf Coast Community had $936,513 in non-current loans and $200,838 in owned assets. To cover these potential losses it had $21,149,112 in net worth and $723,676 in loans loss reserves. That gives it a Texas Ratio of 5.20%.

Net Worth
Gulf Coast Community U.S. Average
16.76% 12.28%

Gulf Coast Community FCU has a net worth of 16.76% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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