Gulf Coast Community

12364 Highway 49
Gulfport, MS 39503


General Credit Union Information

NCUA Insured Yes
Charter Number # # 242
Date Established 1935
Assets $101.10 million
Loans $73.07 million
Deposits $81.84 million
Capital $16.87 million

Gulf Coast Community is an NCUA insured institution located in Gulfport, MS. It was founded in 1935 and has approximately $101.1 millions in assets.

Field of Membership Restrictions

Membership in Gulf Coast Community Federal Credit Union is open to those who who live, work, worship, or attend school in Harrison or Hancock Counties in Mississippi and immediate family of current members.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K
0.45% $2,500 $20,000 Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA 0K
0.55% $2,500 $20,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.25% $5 $2,999 Learn MoreShow Less
MM 2.5K
0.10% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $19,999 Learn MoreShow Less
MM 25K
0.10% $20,000 $49,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GULF COAST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.763% 3.750% -0.13 $398 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Gulf Coast Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Gulf Coast Community Locations

Financial Details

Gulf Coast Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Gulf Coast Community U.S. Average
8.57% 6.15%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of June 30, 2017, Gulf Coast Community had $1,030,744 in non-current loans and $537,574 in owned assets. To cover these potential losses it had $16,874,358 in net worth and $1,415,145 in loans loss reserves. That gives it a Texas Ratio of 8.57%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Gulf Coast Community U.S. Average
16.69% 13.03

Gulf Coast Community FCU has a net worth of 16.69% versus the BestCashCow average of 13.03. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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