Gulf Coast Community

12364 Highway 49
Gulfport, MS 39503


General Credit Union Information

NCUA Insured Yes
Charter Number # # 242
Date Established 1935
Assets $93.68 million
Loans $68.36 million
Deposits $76.56 million
Capital $13.36 million

Gulf Coast Community is an NCUA insured institution located in Gulfport, MS. It was founded in 1935 and has approximately $93.68 millions in assets.

Field of Membership Restrictions

Membership in Gulf Coast Community Federal Credit Union is open to those who who live, work, worship, or attend school in Harrison or Hancock Counties in Mississippi and immediate family of current members.

Savings Rates

Your Current Location: Virginia, VA 20146

6 Mo CD 10K 0.45% $2,500 $20,000 Learn MoreShow Less
12 Mo CD 10K 0.55% $2,500 $20,000 Learn MoreShow Less
18 Mo CD 10K 0.60% $2,500 $20,000 Learn MoreShow Less
24 Mo CD 10K 0.80% $2,500 $20,000 Learn MoreShow Less
30 Mo CD 10K 0.85% $2,500 $20,000 Learn MoreShow Less
36 Mo CD 10K 1.10% $2,500 $20,000 Learn MoreShow Less
48 Mo CD 10K 1.30% $2,500 $20,000 Learn MoreShow Less
60 Mo CD 10K 1.65% $2,500 $20,000 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K 0.05% $2,500 $19,999 Learn MoreShow Less
Fixed IRA 0K 0.55% $2,500 $20,000 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K 0.25% $5 $2,999 Learn MoreShow Less
MM 2.5K 0.10% $2,500 $9,999 Learn MoreShow Less
MM 10K 0.10% $10,000 $19,999 Learn MoreShow Less
MM 25K 0.10% $20,000 $49,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

There are currently no rates available for GULF COAST COMMUNITY

We're working to get rates for every bank in the world. Please bare with us until we are able to get rates for this bank.


To upload and update your bank's rates please register. It is free to register and add rates.


Below are Gulf Coast Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Gulf Coast Community Locations

Financial Details

Gulf Coast Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Gulf Coast Community U.S. Average
8.11% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Gulf Coast Community had $990,412 in non-current loans and $179,153 in owned assets. To cover these potential losses it had $13,356,882 in net worth and $1,070,863 in loans loss reserves. That gives it a Texas Ratio of 8.11%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Gulf Coast Community U.S. Average
15.35% 13.06%

Gulf Coast Community FCU has a net worth of 15.35% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for GULF COAST COMMUNITY

There are currently no comments for GULF COAST COMMUNITY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →