GULF COAST EDUCATORS

5953 Fairmont Pkwy
Pasadena, TX 77505

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5648
Date Established 1948
Assets $751.90 million
Loans $425.74 million
Deposits $551.03 million
Capital $133.84 million

Gulf Coast Educators is an NCUA insured institution located in Pasadena, TX. It was founded in 1948 and has approximately $751.9 millions in assets.

Field of Membership Restrictions

Membership in Gulf Coast Educators Federal Credit Union is open to employees who work regularly in the Educational Industry in the counties of Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery or Waller Counties, Texas.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.75% $2,500 $9,999 Learn MoreShow Less
Money Market
0.85% $10,000 $24,999 Learn MoreShow Less
Money Market
0.95% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.36% $1,000 $99,999 Learn MoreShow Less
1.46% $1,000 $99,999 Learn MoreShow Less
1.91% $1,000 $99,999 Learn MoreShow Less
2.02% $1,000 $99,999 Learn MoreShow Less
2.07% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
2.27% $1,000 - Learn MoreShow Less
48 Mo CD
2.32% $1,000 - Learn MoreShow Less
2.37% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.40% $500 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GULF COAST EDUCATORS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to GULF COAST EDUCATORS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Gulf Coast Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gulf Coast Educators Locations


Financial Details

Gulf Coast Educators Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gulf Coast Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gulf Coast Educators U.S. Average
4.80% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Gulf Coast Educators had $6,523,309 in non-current loans and $13,000 in owned assets. To cover these potential losses it had $133,839,356 in net worth and $2,446,557 in loans loss reserves. That gives it a Texas Ratio of 4.80%.

Net Worth
Gulf Coast Educators U.S. Average
17.8% 13.47%

Gulf Coast Educators FCU has a net worth of 17.8% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gulf Coast Educators

Branches and Savings

What is Gulf Coast Educators?

A federal credit union, registered with the NCUA under certificate #5648.
Learn more about credit unions here.

Is Gulf Coast Educators FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gulf Coast Educators?

Please see Field of Membership information above for information on who is eligible to join.

What are Gulf Coast Educators's share account and share certificate rates?

Gulf Coast Educators's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gulf Coast Educators?

Gulf Coast Educators has total capital of $133.84 million. Full information on Gulf Coast Educators's financial position is located above.

Who owns Gulf Coast Educators?

Credit Unions are owned by their members.

Where are Gulf Coast Educators branches located?

See branch locations nearby.

Are Gulf Coast Educators ATMs Open 24/7?

Do Gulf Coast Educators ATMs accept cash deposits?

Can Gulf Coast Educators customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gulf Coast Educators have a mobile app?

Does Gulf Coast Educators have mobile deposit?

Does Gulf Coast Educators have quick pay?

How can Gulf Coast Educators transfer money to other banks or credit unions?

Does Gulf Coast Educators report to credit bureaus?

Does Gulf Coast Educators use Chexsystems?

Does Gulf Coast Educators use Equifax?

What is Gulf Coast Educators's toll free phone number?

What is Gulf Coast Educators's ACH Routing Number?

What is Gulf Coast Educators's SWIFT code?

Where can I find Gulf Coast Educators's wire transfer form?

What is the Gulf Coast Educators address for deposits?

What Products Does Gulf Coast Educators Offer

Does Gulf Coast Educators offer mortgages?

Compare mortgage rates here.

Does Gulf Coast Educators offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gulf Coast Educators offer auto and RV loans?

Compare auto loan rates here.

Does Gulf Coast Educators offer student loans or personal loans?

Compare personal loan rates here.

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