GUTHRIE

Headquarters

104 N ELMER AVE
Sayre, PA 18840
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.05% →
1-Year CD 0.80% 1.05% →
2-Year CD 0.90% 1.11% →
5-Year CD 1.36% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Guthrie is an NCUA insured institution located in Sayre, PA. It was founded in 1979 and has approximately $83.08 millions in assets.

NCUA Insured Yes
Charter Number # # 23394
Date Established 1979
Assets $83.08 million
Loans $44.77 million
Deposits $72.86 million
Capital $9.46 million
 

Field of Membership Restrictions

Must be an employee of Guthrie Healthcare or employee or member of other select companies, churches and organizations.

Deposit Rates - August 15, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.10% $10,000 $14,999 Learn More
3 Mo CD
0.10% $100,000 $199,999 Learn More
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.01% $10,000 $14,999 Learn More
36 Mo CD
1.01% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.36% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - August 15, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GUTHRIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.914% 2.875% 0.50 $1,250 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

Note to GUTHRIE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Guthrie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Guthrie Locations


Financial Details

Guthrie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Guthrie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Guthrie U.S. Average
2.57% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Guthrie had $243,630 in non-current loans and $4,750 in owned assets. To cover these potential losses it had $9,464,689 in net worth and $212,000 in loans loss reserves. That gives it a Texas Ratio of 2.57%.

Net Worth
Guthrie U.S. Average
11.39% 13.61%

Guthrie FCU has a net worth of 11.39% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Guthrie

Branches and Savings

What is Guthrie?

A federal credit union, registered with the NCUA under certificate #23394.
Learn more about credit unions here.

Is Guthrie FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Guthrie?

Please see Field of Membership information above for information on who is eligible to join.

What are Guthrie's share account and share certificate rates?

Guthrie's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Guthrie?

Guthrie has total capital of $9.46 million. Full information on Guthrie's financial position is located above.

Who owns Guthrie?

Credit Unions are owned by their members.

Where are Guthrie branches located?

See branch locations nearby.

Are Guthrie ATMs Open 24/7?

Do Guthrie ATMs accept cash deposits?

Can Guthrie customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Guthrie have a mobile app?

Does Guthrie have mobile deposit?

Does Guthrie have quick pay?

How can Guthrie transfer money to other banks or credit unions?

Does Guthrie report to credit bureaus?

Does Guthrie use Chexsystems?

Does Guthrie use Equifax?

What is Guthrie's toll free phone number?

What is Guthrie's ACH Routing Number?

What is Guthrie's SWIFT code?

Where can I find Guthrie's wire transfer form?

What is the Guthrie address for deposits?

What Products Does Guthrie Offer

Does Guthrie offer mortgages?

Compare mortgage rates here.

Does Guthrie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Guthrie offer auto and RV loans?

Compare auto loan rates here.

Does Guthrie offer student loans or personal loans?

Compare personal loan rates here.

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