Hanscom Federal Credit Union

Headquarters

1610 Eglin St
Hanscom Afb, MA 01731
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.75% 0.67% →
2-Year CD 0.90% 0.80% →
5-Year CD 1.00% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Hanscom is an NCUA insured institution located in Hanscom Afb, MA. It was founded in 1953 and has approximately $1747.63 millions in assets.

Who can join?

There are three ways to become eligible to join Hanscom FCU:

Eligibility by Family Relationship to a Current Hanscom FCU Member:
If someone in your immediate family is a current member, you are eligible for membership in Hanscom FCU (includes spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, adoptive relationships, and others living in your household).

Eligibility by Employer:
All active or retired employees of the Federal Government in Massachusetts are eligible to join Hanscom Federal Credit Union, as well as organizations that offer Hanscom Federal Credit Union as a benefit to their employees, volunteers and retirees.

Eligibility by Membership:
You are eligible to join if you currently belong to or join a sponsoring membership organization that offers Hanscom FCU as a member benefit.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9095
Date Established 1953
Assets $1,747.63 million
Loans $1,413.90 million
Deposits $1,558.49 million
Capital $166.00 million
 

Field of Membership Restrictions

Membership in Hanscom Federal Credit Union is open anyone through joining the Nashua River Watershed Association ($35 membership fee). Membership is also open to the following: (1) active or retired military; (2) employees ore retirees of any federal government agency with a duty station in Massachusetts; (3) employees of Lockheed-Martin NISC, Scansoft, and over 100 area Select Employer Groups.

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HANSCOM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to HANSCOM
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Hanscom branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hanscom Locations



Climate Initiatives

HANSCOM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hanscom Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hanscom. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hanscom U.S. Average
1.24% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Hanscom had $2,050,746 in non-current loans and $87,400 in owned assets. To cover these potential losses it had $165,996,423 in net worth and $5,821,793 in loans loss reserves. That gives it a Texas Ratio of 1.24%.

Net Worth
Hanscom U.S. Average
9.49% 12.22%

Hanscom FCU has a net worth of 9.49% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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