Hapo Community Credit Union

Headquarters

601 Williams Blvd
Richland, WA 99354
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.65% →
1-Year CD 0.50% 2.02% →
2-Year CD 0.85% 3.00% →
5-Year CD 1.30% 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Hapo Community is an NCUA insured institution located in Richland, WA. It was founded in 1953 and has approximately $2255.62 millions in assets.

Who can join?

HAPO Community Credit Union offers membership to anyone who lives, works, worships or attends school in Washington state or lives and/or works in the Umatilla County in Oregon state. You may also become a member if you have a relative who is a member or is eligible to become a member.

NCUA Insured Yes / State-Chartered
Charter Number # # 68239
Date Established 1953
Assets $2,255.62 million
Loans $1,742.85 million
Deposits $2,033.03 million
Capital $187.14 million
 

Field of Membership Restrictions

Membership in HAPO Community Credit Union is open to those who live, work, attend school or worship in the state of Washington or in Umatilla or Morrow County in Oregon.

Deposit Rates - June 25, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.13% $1 $499 Learn MoreShow Less
Var IRA
0.17% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 25, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for HAPO COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.352% 6.250% 1.00 $2,715 $1,540 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.240 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to HAPO COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Hapo Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Hapo Community Locations



Climate Initiatives

HAPO COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hapo Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hapo Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hapo Community U.S. Average
5.87% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Hapo Community had $11,470,633 in non-current loans and $579,581 in owned assets. To cover these potential losses it had $187,144,252 in net worth and $18,129,000 in loans loss reserves. That gives it a Texas Ratio of 5.87%.

Net Worth
Hapo Community U.S. Average
8.49% 12.36%

Hapo Community FCU has a net worth of 8.49% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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