Our records indicate that this credit union has been acquired by ENERGY PLUS.
7020 Brookville Rd
Indianapolis, IN 46239
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Harvester Financial is an NCUA insured institution located in Indianapolis, IN. It was founded in 1954 and has approximately $82.42 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68584 |
| Date Established | 1954 |
| Assets | $82.42 million |
| Loans | $39.00 million |
| Deposits | $73.36 million |
| Capital | $8.00 million |
Your Current Location: South Dakota, SD
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
Your Current Location: South Dakota, SD
There are currently no loan rates available for Harvester Financial
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Below are Harvester Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Watertown,South Dakota
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 686.47 | A | View Lobby Hours | |
| 706.72 | B | View Lobby Hours |
HARVESTER FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Harvester Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Harvester Financial | U.S. Average |
|---|---|
| 10.47% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Harvester Financial had $848,781 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,999,562 in net worth and $106,608 in loans loss reserves. That gives it a Texas Ratio of 10.47%.
| Harvester Financial | U.S. Average |
|---|---|
| 9.71% | 14.48% |
Harvester Financial FCU has a net worth of 9.71% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 4, 2026
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