Harvester Financial Credit Union

Headquarters

7020 Brookville Rd
Indianapolis, IN 46239
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.35% 4.80% →
2-Year CD 0.65% 4.25% →
5-Year CD 1.00% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Harvester Financial is an NCUA insured institution located in Indianapolis, IN. It was founded in 1954 and has approximately $84.3 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68584
Date Established 1954
Assets $84.30 million
Loans $42.91 million
Deposits $75.44 million
Capital $8.59 million
 

Field of Membership Restrictions

Harvester Financial Credit Union of Indiana is open to the residents and the people that maintain employment within Shelby or Marion (excluding Pike Township) County and the family members of these eligible people.

Deposit Rates - November 11, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.75% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - November 11, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Harvester Financial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.732% 6.625% 0.88 $3,538 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More
Rate
NMLS ID: 2611
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Harvester Financial
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Harvester Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Harvester Financial Locations around zip code 20146


BranchDistance Map View Lobby Hours

Shelbyville

441.13 A View Lobby Hours

Indianapolis

456.09 B View Lobby Hours


Climate Policy and Initiatives

HARVESTER FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Harvester Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Harvester Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Harvester Financial U.S. Average
3.77% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Harvester Financial had $327,571 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,588,656 in net worth and $106,608 in loans loss reserves. That gives it a Texas Ratio of 3.77%.

Net Worth
Harvester Financial U.S. Average
10.17% 13.93%

Harvester Financial FCU has a net worth of 10.17% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Harvester Financial

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