Hawaii Central Federal Credit Union

Headquarters

681 S King St
Honolulu, HI 96813
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.02% →
1-Year CD 0.50% 1.52% →
2-Year CD 0.65% 2.31% →
5-Year CD 0.70% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Hawaii Central is an NCUA insured institution located in Honolulu, HI. It was founded in 1937 and has approximately $331.83 millions in assets.

Who can join?

Eligibility for membership with Hawaii Central Federal Credit Union (HCFCU) is available to anyone who meets one of the following criteria:

Persons who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household.
Businesses and other legal entities located on the Island of Oahu
Employees of HCFCU and members of their immediate family

Immediate family is defined as: Spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings and adoptive relationships.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24839
Date Established 1937
Assets $331.83 million
Loans $118.45 million
Deposits $303.31 million
Capital $28.31 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship full-time or attend school on the Island of Oahu, and members of their immediate family or household.

Deposit Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
0.70% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 18, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HAWAII CENTRAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
5.062% 4.990% 0.88 $2,052 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to HAWAII CENTRAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Hawaii Central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Hawaii Central Locations



Climate Initiatives

HAWAII CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hawaii Central Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaii Central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaii Central U.S. Average
1.55% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Hawaii Central had $449,703 in non-current loans and $3,435 in owned assets. To cover these potential losses it had $28,308,330 in net worth and $921,316 in loans loss reserves. That gives it a Texas Ratio of 1.55%.

Net Worth
Hawaii Central U.S. Average
8.53% 12.36%

Hawaii Central FCU has a net worth of 8.53% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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