Hawaii Community Federal Credit Union

Headquarters

73-5611 Olowalu St
Kailua Kona, HI 96740
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Hawaii Community is an NCUA insured institution located in Kailua Kona, HI. It was founded in 1936 and has approximately $735.63 millions in assets.

Who can join?

Hawaii Community Federal Credit Union Membership shall be limited to those having the following common bond:
• Individuals who live, regularly work, worship, attend schools or perform volunteer services on the Island of Hawaii, State of Hawaii, and members of their immediate families or household and organizations of such persons.
• Any business and other legal entities located on the Island of Hawaii.
• Immediate family members of a natural person member or potential member may join the credit union even if they do not live, regularly work, worship, attend schools or perform volunteer services on the Island of Hawaii.
• Immediate family members are defined as grandparents, parents, step-parents, spouse, siblings, step-siblings, children, adopted children, step-children and grandchildren of the natural person member or potential member.
• Membership is open to persons who reside in the same “household” with a current member even if the residence is located outside the Island of Hawaii.
• Household is defined as persons living in the same home and who maintain a single economic unit. This includes any family members, domestic partners, foster children and legal guardian relationships.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1719
Date Established 1936
Assets $735.63 million
Loans $434.80 million
Deposits $665.68 million
Capital $68.01 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer on the Island of Hawaii and to family of those eligible.

Deposit Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

We do not yet have rates for Hawaii Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Hawaii Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.638% 6.500% 0.88 $4,602 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875% 0.75 $2,988 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.065% 6.875% 1.00 $6,202 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Hawaii Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Hawaii Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hawaii Community Locations



Climate Policy and Initiatives

HAWAII COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Hawaii Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaii Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaii Community U.S. Average
12.31% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Hawaii Community had $8,728,008 in non-current loans and $44,824 in owned assets. To cover these potential losses it had $68,011,307 in net worth and $3,248,193 in loans loss reserves. That gives it a Texas Ratio of 12.31%.

Net Worth
Hawaii Community U.S. Average
9.24% 13.62%

Hawaii Community FCU has a net worth of 9.24% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Hawaii Community

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