HAWAII COMMUNITY

73-5611 Olowalu St
Kailua Kona, HI 96740

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1719
Date Established 1936
Assets $542.65 million
Loans $357.28 million
Deposits $487.58 million
Capital $51.96 million

Hawaii Community is an NCUA insured institution located in Kailua Kona, HI. It was founded in 1936 and has approximately $542.65 millions in assets.

Who can join?

Hawaii Community Federal Credit Union Membership shall be limited to those having the following common bond:
• Individuals who live, regularly work, worship, attend schools or perform volunteer services on the Island of Hawaii, State of Hawaii, and members of their immediate families or household and organizations of such persons.
• Any business and other legal entities located on the Island of Hawaii.
• Immediate family members of a natural person member or potential member may join the credit union even if they do not live, regularly work, worship, attend schools or perform volunteer services on the Island of Hawaii.
• Immediate family members are defined as grandparents, parents, step-parents, spouse, siblings, step-siblings, children, adopted children, step-children and grandchildren of the natural person member or potential member.
• Membership is open to persons who reside in the same “household” with a current member even if the residence is located outside the Island of Hawaii.
• Household is defined as persons living in the same home and who maintain a single economic unit. This includes any family members, domestic partners, foster children and legal guardian relationships.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school or volunteer on the Island of Hawaii and to family of those eligible.

Deposit Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Hawaii Community

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Hawaii Community
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There are currently no rates available for Hawaii Community, but see these great savings and CD rates:

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Loan Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HAWAII COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to HAWAII COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hawaii Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hawaii Community Locations


Financial Details

Hawaii Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaii Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaii Community U.S. Average
9.47% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Hawaii Community had $5,101,250 in non-current loans and $19,617 in owned assets. To cover these potential losses it had $51,956,503 in net worth and $2,095,573 in loans loss reserves. That gives it a Texas Ratio of 9.47%.

Net Worth
Hawaii Community U.S. Average
9.57% 13.47%

Hawaii Community FCU has a net worth of 9.57% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hawaii Community

Branches and Savings

What is Hawaii Community?

A federal credit union, registered with the NCUA under certificate #1719.
Learn more about credit unions here.

Is Hawaii Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hawaii Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Hawaii Community's share account and share certificate rates?

Hawaii Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hawaii Community?

Hawaii Community has total capital of $51.96 million. Full information on Hawaii Community's financial position is located above.

Who owns Hawaii Community?

Credit Unions are owned by their members.

Where are Hawaii Community branches located?

See branch locations nearby.

Are Hawaii Community ATMs Open 24/7?

Do Hawaii Community ATMs accept cash deposits?

Can Hawaii Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hawaii Community have a mobile app?

Does Hawaii Community have mobile deposit?

Does Hawaii Community have quick pay?

How can Hawaii Community transfer money to other banks or credit unions?

Does Hawaii Community report to credit bureaus?

Does Hawaii Community use Chexsystems?

Does Hawaii Community use Equifax?

What is Hawaii Community's toll free phone number?

What is Hawaii Community's ACH Routing Number?

What is Hawaii Community's SWIFT code?

Where can I find Hawaii Community's wire transfer form?

What is the Hawaii Community address for deposits?

What Products Does Hawaii Community Offer

Does Hawaii Community offer mortgages?

Compare mortgage rates here.

Does Hawaii Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hawaii Community offer auto and RV loans?

Compare auto loan rates here.

Does Hawaii Community offer student loans or personal loans?

Compare personal loan rates here.

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