HAWAII STATE

PO Box 3072
Honolulu, HI 96802

Notable Rates APY Vs.Others
Savings 0.25% 2.60% →
1-Year CD 1.00% 2.30% →
2-Year CD 1.10% 2.50% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Hawaii State is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $1686.37 millions in assets.

Who can join?

Hawaii State FCU membership is open to:

Active and Retired Employees of the State of Hawaii
Active and Retired Employees of Maui County
Active and Retired Employees of Hawaii State Federal Credit Union
Any Employee or Member of a Select Business, Association, or Non-profit Organization (see website for complete list)
Spouses of persons who died while within the field of membership
Immediate family and household members of all persons listed

NCUA Insured Yes
Charter Number # # 1718
Date Established 1936
Assets $1,686.37 million
Loans $1,015.76 million
Deposits $1,476.72 million
Capital $184.44 million
 

Field of Membership Restrictions

Membership in Hawaii State Federal Credit Union is open to employees or retirees of the State of Hawaii, the City or County of Honolulu, Maui County, Dole Food Diversified Agriculture, Kahuku Medical Center, and over 100 local Select Employer Groups.

Deposit Rates - November 16, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.85% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
24 Mo CD
1.10% $1,000 - Learn MoreShow Less
36 Mo CD
1.30% $1,000 - Learn MoreShow Less
48 Mo CD
1.40% $1,000 - Learn MoreShow Less
60 Mo CD
2.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - November 16, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HAWAII STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.535% 3.500% 0.50 $1,102 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to HAWAII STATE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hawaii State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Hawaii State Locations


Financial Details

Hawaii State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaii State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaii State U.S. Average
1.98% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Hawaii State had $3,690,761 in non-current loans and $107,353 in owned assets. To cover these potential losses it had $184,438,264 in net worth and $7,452,481 in loans loss reserves. That gives it a Texas Ratio of 1.98%.

Net Worth
Hawaii State U.S. Average
10.93% 13.65%

Hawaii State FCU has a net worth of 10.93% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hawaii State

Branches and Savings

What is Hawaii State?

A federal credit union, registered with the NCUA under certificate #1718.
Learn more about credit unions here.

Is Hawaii State FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hawaii State?

Please see Field of Membership information above for information on who is eligible to join.

What are Hawaii State's share account and share certificate rates?

Hawaii State's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hawaii State?

Hawaii State has total capital of $184.44 million. Full information on Hawaii State's financial position is located above.

Who owns Hawaii State?

Credit Unions are owned by their members.

Where are Hawaii State branches located?

See branch locations nearby.

Are Hawaii State ATMs Open 24/7?

Do Hawaii State ATMs accept cash deposits?

Can Hawaii State customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hawaii State have a mobile app?

Does Hawaii State have mobile deposit?

Does Hawaii State have quick pay?

How can Hawaii State transfer money to other banks or credit unions?

Does Hawaii State report to credit bureaus?

Does Hawaii State use Chexsystems?

Does Hawaii State use Equifax?

What is Hawaii State's toll free phone number?

What is Hawaii State's ACH Routing Number?

What is Hawaii State's SWIFT code?

Where can I find Hawaii State's wire transfer form?

What is the Hawaii State address for deposits?

What Products Does Hawaii State Offer

Does Hawaii State offer mortgages?

Compare mortgage rates here.

Does Hawaii State offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hawaii State offer auto and RV loans?

Compare auto loan rates here.

Does Hawaii State offer student loans or personal loans?

Compare personal loan rates here.

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