Hawaii State Federal Credit Union

Headquarters

Po Box 3072
Honolulu, HI 96802
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.40% 1.45% →
2-Year CD 0.40% 2.86% →
5-Year CD 0.65% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Hawaii State is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $2297.76 millions in assets.

Who can join?

Hawaii State FCU membership is open to:

Active and Retired Employees of the State of Hawaii
Active and Retired Employees of Maui County
Active and Retired Employees of Hawaii State Federal Credit Union
Any Employee or Member of a Select Business, Association, or Non-profit Organization (see website for complete list)
Spouses of persons who died while within the field of membership
Immediate family and household members of all persons listed

NCUA Insured Yes / Federally Chartered
Charter Number # # 1718
Date Established 1936
Assets $2,297.76 million
Loans $979.98 million
Deposits $2,072.20 million
Capital $203.17 million
 

Field of Membership Restrictions

Membership in Hawaii State Federal Credit Union is open to employees or retirees of the State of Hawaii, the City or County of Honolulu, Maui County, Dole Food Diversified Agriculture, Kahuku Medical Center, and over 100 local Select Employer Groups.

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
Premium Money Market Account
0.05% $10,000 $14,999 Learn More
Premium Money Market Account
0.05% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for HAWAII STATE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
4.768% 4.690% 0.88 $2,252 $1,296 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to HAWAII STATE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Hawaii State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Hawaii State Locations



Climate Initiatives

HAWAII STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hawaii State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaii State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaii State U.S. Average
1.97% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Hawaii State had $4,118,201 in non-current loans and $65,957 in owned assets. To cover these potential losses it had $203,166,402 in net worth and $9,444,179 in loans loss reserves. That gives it a Texas Ratio of 1.97%.

Net Worth
Hawaii State U.S. Average
8.84% 12.36%

Hawaii State FCU has a net worth of 8.84% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for HAWAII STATE

There are currently no comments for HAWAII STATE. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →