Hawaiian Financial Federal Credit Union
Headquarters
1138 N King St
Honolulu, HI 96817
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2024 Overview
General Credit Union Information
Hawaiian Financial is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $963.24 millions in assets.
Who can join?
Persons who live, work in, worship, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii are eligible for membership. Members of record of Hawaiian Tel Federal Credit Union as of the effective date of the approval of its community charter on June 14, 1999, to include the Island of Oahu, Hawaii are also eligible for membership.
Family Eligibility
If you are an immediate family member, including foster and adopted children, or a househould member of an already existing member, you may apply for membership. Organizations of such person can become a member of the union.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1717 |
| Date Established | 1936 |
| Assets | $963.24 million |
| Loans | $572.89 million |
| Deposits | $867.48 million |
| Capital | $118.51 million |
Field of Membership Restrictions
Membership is open to those who live, work in, worship, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii. Membership is also open to immediate family of existing members.
Deposit Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 26, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Hawaiian Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.018% | 6.875% | 0.88 | $4,672 | $2,103 | Learn More |
NMLS ID: 3030 |
7.476% | 7.375% | 1.00 | $3,200 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Hawaiian Financial
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Branches
Below are Hawaiian Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
HAWAIIAN FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Hawaiian Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Hawaiian Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Hawaiian Financial | U.S. Average |
|---|---|
| 1.71% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Hawaiian Financial had $1,993,906 in non-current loans and $54,889 in owned assets. To cover these potential losses it had $118,506,238 in net worth and $1,067,635 in loans loss reserves. That gives it a Texas Ratio of 1.71%.
Net Worth
| Hawaiian Financial | U.S. Average |
|---|---|
| 12.3% | 13.62% |
Hawaiian Financial FCU has a net worth of 12.3% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Hawaiian Financial
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