Hawaiian Financial Federal Credit Union

Headquarters

1138 N King St
Honolulu, HI 96817
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.02% →
1-Year CD 0.45% 1.45% →
2-Year CD 0.55% 2.31% →
5-Year CD 0.75% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Hawaiian Financial is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $914.97 millions in assets.

Who can join?

Persons who live, work in, worship, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii are eligible for membership. Members of record of Hawaiian Tel Federal Credit Union as of the effective date of the approval of its community charter on June 14, 1999, to include the Island of Oahu, Hawaii are also eligible for membership.

Family Eligibility
If you are an immediate family member, including foster and adopted children, or a househould member of an already existing member, you may apply for membership. Organizations of such person can become a member of the union.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1717
Date Established 1936
Assets $914.97 million
Loans $351.51 million
Deposits $806.86 million
Capital $103.15 million
 

Field of Membership Restrictions

Membership is open to those who live, work in, worship, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii. Membership is also open to immediate family of existing members.

Deposit Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.75% $10,000 $14,999 Learn More
60 Mo CD
0.75% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HAWAIIAN FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeLend Mortgage
NMLS ID: 138075
License#: MC-5650
4.635% 4.500% 0.63 $3,975 $1,267 Learn More
PADDIO
NMLS ID: 1907
5.427% 5.250% 1.00 $5,000 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to HAWAIIAN FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Hawaiian Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hawaiian Financial Locations



Climate Initiatives

HAWAIIAN FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Hawaiian Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaiian Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaiian Financial U.S. Average
1.26% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Hawaiian Financial had $1,140,092 in non-current loans and $212,557 in owned assets. To cover these potential losses it had $103,153,549 in net worth and $4,573,989 in loans loss reserves. That gives it a Texas Ratio of 1.26%.

Net Worth
Hawaiian Financial U.S. Average
11.27% 12.36%

Hawaiian Financial FCU has a net worth of 11.27% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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