HAWAIIAN FINANCIAL

Headquarters

1138 N King St
Honolulu, HI 96817
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.60% →
1-Year CD 1.00% 1.55% →
2-Year CD 1.25% 1.45% →
5-Year CD 1.75% 1.66% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Hawaiian Financial is an NCUA insured institution located in Honolulu, HI. It was founded in 1936 and has approximately $669.62 millions in assets.

Who can join?

Persons who live, work in, worship, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii are eligible for membership. Members of record of Hawaiian Tel Federal Credit Union as of the effective date of the approval of its community charter on June 14, 1999, to include the Island of Oahu, Hawaii are also eligible for membership.

Family Eligibility
If you are an immediate family member, including foster and adopted children, or a househould member of an already existing member, you may apply for membership. Organizations of such person can become a member of the union.

NCUA Insured Yes
Charter Number # # 1717
Date Established 1936
Assets $669.62 million
Loans $416.80 million
Deposits $575.79 million
Capital $89.51 million
 

Field of Membership Restrictions

Membership is open to those who live, work in, worship, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii. Membership is also open to immediate family of existing members.

Deposit Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $5 - Learn More
Money Market
0.15% $5 $4,999 Learn More
Money Market
0.45% $5,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn More
12 Mo CD
1.00% $500 - Learn More
Special: 15 Mo CD
1.36% $5,000 - Learn More
18 Mo CD
1.00% $500 - Learn More
Special: 23 Mo CD
1.66% $5,000 - Learn More
24 Mo CD
1.25% $500 - Learn More
30 Mo CD
1.25% $500 - Learn More
36 Mo CD
1.50% $500 - Learn More
48 Mo CD
1.75% $500 - Learn More
60 Mo CD
1.75% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $5 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.01% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
1.36% $5,000 - Learn MoreShow Less
Special: 23 Mo FIRA
1.66% $5,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $5 - Learn MoreShow Less

Loan Rates - June 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HAWAIIAN FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to HAWAIIAN FINANCIAL
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hawaiian Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hawaiian Financial Locations


Financial Details

Hawaiian Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hawaiian Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hawaiian Financial U.S. Average
1.43% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Hawaiian Financial had $1,383,747 in non-current loans and $0 in owned assets. To cover these potential losses it had $89,512,556 in net worth and $7,054,342 in loans loss reserves. That gives it a Texas Ratio of 1.43%.

Net Worth
Hawaiian Financial U.S. Average
13.36% 13.86%

Hawaiian Financial FCU has a net worth of 13.36% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hawaiian Financial

Branches and Savings

What is Hawaiian Financial?

A federal credit union, registered with the NCUA under certificate #1717.
Learn more about credit unions here.

Is Hawaiian Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hawaiian Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Hawaiian Financial's share account and share certificate rates?

Hawaiian Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hawaiian Financial?

Hawaiian Financial has total capital of $89.51 million. Full information on Hawaiian Financial's financial position is located above.

Who owns Hawaiian Financial?

Credit Unions are owned by their members.

Where are Hawaiian Financial branches located?

See branch locations nearby.

Are Hawaiian Financial ATMs Open 24/7?

Do Hawaiian Financial ATMs accept cash deposits?

Can Hawaiian Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hawaiian Financial have a mobile app?

Does Hawaiian Financial have mobile deposit?

Does Hawaiian Financial have quick pay?

How can Hawaiian Financial transfer money to other banks or credit unions?

Does Hawaiian Financial report to credit bureaus?

Does Hawaiian Financial use Chexsystems?

Does Hawaiian Financial use Equifax?

What is Hawaiian Financial's toll free phone number?

What is Hawaiian Financial's ACH Routing Number?

What is Hawaiian Financial's SWIFT code?

Where can I find Hawaiian Financial's wire transfer form?

What is the Hawaiian Financial address for deposits?

What Products Does Hawaiian Financial Offer

Does Hawaiian Financial offer mortgages?

Compare mortgage rates here.

Does Hawaiian Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hawaiian Financial offer auto and RV loans?

Compare auto loan rates here.

Does Hawaiian Financial offer student loans or personal loans?

Compare personal loan rates here.

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