Heartland

Headquarters

3400 Office Park Dr
Dayton, OH 45439
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.95% 0.70% →
2-Year CD 1.06% 0.75% →
5-Year CD 1.26% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Heartland is an NCUA insured institution located in Dayton, OH. It was founded in 1935 and has approximately $113.23 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 264
Date Established 1935
Assets $113.23 million
Loans $64.29 million
Deposits $97.69 million
Capital $13.54 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, work, and attend school in Clark, Greene, Miami, and Montgomery counties in Ohio.

Deposit Rates - May 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.95% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
18 Mo CD
1.00% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
1.06% $10,000 $14,999 Learn More
24 Mo CD
1.06% $100,000 $199,999 Learn More
36 Mo CD
1.11% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - May 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HEARTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
2.989% 2.950% 0.50 $1,242 $1,048 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.593% 2.500% 0.88 $3,082 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to HEARTLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Heartland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Heartland Locations


Financial Details

Heartland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heartland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heartland U.S. Average
7.73% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Heartland had $1,017,877 in non-current loans and $65,330 in owned assets. To cover these potential losses it had $13,541,404 in net worth and $475,000 in loans loss reserves. That gives it a Texas Ratio of 7.73%.

Net Worth
Heartland U.S. Average
11.95% 12.67%

Heartland FCU has a net worth of 11.95% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Heartland

Branches and Savings

What is Heartland?

A federal credit union, registered with the NCUA under certificate #264.
Learn more about credit unions here.

Is Heartland FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Heartland is insured by the NCUA.

Who can join Heartland?

Please see Field of Membership information above for information on who is eligible to join.

What are Heartland's share account and share certificate rates?

Heartland's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Heartland?

Heartland has total capital of $13.54 million. Full information on Heartland's financial position is located above.

Who owns Heartland?

Credit Unions are owned by their members.

Where are Heartland branches located?

See branch locations nearby.

Are Heartland ATMs Open 24/7?

Do Heartland ATMs accept cash deposits?

Can Heartland customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Heartland have a mobile app?

Does Heartland have mobile deposit?

Does Heartland have quick pay?

How can Heartland transfer money to other banks or credit unions?

Does Heartland report to credit bureaus?

Does Heartland use Chexsystems?

Does Heartland use Equifax?

What is Heartland's toll free phone number?

What is Heartland's ACH Routing Number?

What is Heartland's SWIFT code?

Where can I find Heartland's wire transfer form?

What is the Heartland address for deposits?

What Products Does Heartland Offer

Does Heartland offer mortgages?

Compare mortgage rates here.

Does Heartland offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Heartland offer auto and RV loans?

Compare auto loan rates here.

Does Heartland offer student loans or personal loans?

Compare personal loan rates here.

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