Henrico

Headquarters

9401 W Broad St
Henrico, VA 23294
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.65% →
1-Year CD 0.70% 0.70% →
2-Year CD 0.75% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Henrico is an NCUA insured institution located in Henrico, VA. It was founded in 1967 and has approximately $389.73 millions in assets.

Who can join?

The Henrico FCU serves those who live, work, worship or attend school in Henrico and the greater Richmond area including:

Amelia County
Town of Ashland
Caroline County
Charles City County
Chesterfield County
City of Colonial Heights
Cumberland County
Dinwiddie County
Goochland County
Hanover County
City of Hopewell
King & Queen County
King William County
Louisa County
New Kent County
City of Petersburg
Powhatan County
Prince George County
City of Richmond
Sussex County

Or, if you have an immediate family member who is a Henrico FCU member, you can also join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 18175
Date Established 1967
Assets $389.73 million
Loans $184.90 million
Deposits $363.48 million
Capital $28.73 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, King & Queen, King William, Louisa, New Kent, Powhatan, Prince George, or Sussex, and the cities of Ashland, Colonial Heights, Hopewell, Petersburg, or Richmond.

Deposit Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $500 - Learn More
6 Mo CD
0.20% $1,000 $4,999 Learn More
12 Mo CD
0.45% $1,000 $4,999 Learn More
12 Mo CD
0.70% $5,000 - Learn More
24 Mo CD
0.50% $1,000 $4,999 Learn More
24 Mo CD
0.75% $5,000 - Learn More
36 Mo CD
0.60% $1,000 $4,999 Learn More
36 Mo CD
0.85% $5,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 1, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HENRICO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to HENRICO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Henrico branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Henrico Locations


Financial Details

Henrico Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Henrico. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Henrico U.S. Average
7.56% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Henrico had $2,265,733 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $28,733,463 in net worth and $1,279,760 in loans loss reserves. That gives it a Texas Ratio of 7.56%.

Net Worth
Henrico U.S. Average
7.37% 12.20%

Henrico FCU has a net worth of 7.37% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Henrico

Branches and Savings

What is Henrico?

A federal credit union, registered with the NCUA under certificate #18175.
Learn more about credit unions here.

Is Henrico FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Henrico is insured by the NCUA.

Who can join Henrico?

Please see Field of Membership information above for information on who is eligible to join.

What are Henrico's share account and share certificate rates?

Henrico's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Henrico?

Henrico has total capital of $28.73 million. Full information on Henrico's financial position is located above.

Who owns Henrico?

Credit Unions are owned by their members.

Where are Henrico branches located?

See branch locations nearby.

Are Henrico ATMs Open 24/7?

Do Henrico ATMs accept cash deposits?

Can Henrico customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Henrico have a mobile app?

Does Henrico have mobile deposit?

Does Henrico have quick pay?

How can Henrico transfer money to other banks or credit unions?

Does Henrico report to credit bureaus?

Does Henrico use Chexsystems?

Does Henrico use Equifax?

What is Henrico's toll free phone number?

What is Henrico's ACH Routing Number?

What is Henrico's SWIFT code?

Where can I find Henrico's wire transfer form?

What is the Henrico address for deposits?

What Products Does Henrico Offer

Does Henrico offer mortgages?

Compare mortgage rates here.

Does Henrico offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Henrico offer auto and RV loans?

Compare auto loan rates here.

Does Henrico offer student loans or personal loans?

Compare personal loan rates here.

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