HERITAGE VALLEY

P.O. Box 3617, 2400 Pleasant Valley
York, PA 17402

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 303
Date Established 1935
Assets $85.79 million
Loans $47.35 million
Deposits $76.84 million
Capital $8.49 million

Heritage Valley is an NCUA insured institution located in York, PA. It was founded in 1935 and has approximately $85.79 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in York County, Pennsylvania and to immediate family of a current member.

Deposit Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Heritage Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Heritage Valley
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There are currently no rates available for Heritage Valley, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HERITAGE VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.274% 4.250% 0.25 $722 $1,230 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to HERITAGE VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Heritage Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Heritage Valley Locations

Financial Details

Heritage Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heritage Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heritage Valley U.S. Average
2.98% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Heritage Valley had $259,673 in non-current loans and $2,314 in owned assets. To cover these potential losses it had $8,494,398 in net worth and $289,607 in loans loss reserves. That gives it a Texas Ratio of 2.98%.

Net Worth
Heritage Valley U.S. Average
9.9% 13.21%

Heritage Valley FCU has a net worth of 9.9% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of HERITAGE VALLEY and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.