HERITAGE VALLEY

Headquarters

P.O. BOX 3617, 2400 PLEASANT VALLEY
York, PA 17402
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.55% 1.01% →
2-Year CD 0.70% 0.95% →
5-Year CD 1.05% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Heritage Valley is an NCUA insured institution located in York, PA. It was founded in 1935 and has approximately $89.44 millions in assets.

NCUA Insured Yes
Charter Number # # 303
Date Established 1935
Assets $89.44 million
Loans $44.13 million
Deposits $80.38 million
Capital $8.89 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in York County, Pennsylvania and to immediate family of a current member.

Deposit Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.75% $10,000 $14,999 Learn More
30 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
1.00% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 20, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HERITAGE VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.575% 2.500% 1.00 $2,468 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to HERITAGE VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Heritage Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Heritage Valley Locations


Financial Details

Heritage Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Heritage Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Heritage Valley U.S. Average
3.08% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Heritage Valley had $264,263 in non-current loans and $18,459 in owned assets. To cover these potential losses it had $8,889,361 in net worth and $296,545 in loans loss reserves. That gives it a Texas Ratio of 3.08%.

Net Worth
Heritage Valley U.S. Average
9.93% 13.61%

Heritage Valley FCU has a net worth of 9.93% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Heritage Valley

Branches and Savings

What is Heritage Valley?

A federal credit union, registered with the NCUA under certificate #303.
Learn more about credit unions here.

Is Heritage Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Heritage Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Heritage Valley's share account and share certificate rates?

Heritage Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Heritage Valley?

Heritage Valley has total capital of $8.89 million. Full information on Heritage Valley's financial position is located above.

Who owns Heritage Valley?

Credit Unions are owned by their members.

Where are Heritage Valley branches located?

See branch locations nearby.

Are Heritage Valley ATMs Open 24/7?

Do Heritage Valley ATMs accept cash deposits?

Can Heritage Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Heritage Valley have a mobile app?

Does Heritage Valley have mobile deposit?

Does Heritage Valley have quick pay?

How can Heritage Valley transfer money to other banks or credit unions?

Does Heritage Valley report to credit bureaus?

Does Heritage Valley use Chexsystems?

Does Heritage Valley use Equifax?

What is Heritage Valley's toll free phone number?

What is Heritage Valley's ACH Routing Number?

What is Heritage Valley's SWIFT code?

Where can I find Heritage Valley's wire transfer form?

What is the Heritage Valley address for deposits?

What Products Does Heritage Valley Offer

Does Heritage Valley offer mortgages?

Compare mortgage rates here.

Does Heritage Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Heritage Valley offer auto and RV loans?

Compare auto loan rates here.

Does Heritage Valley offer student loans or personal loans?

Compare personal loan rates here.

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