232 Hershey Rd
Hummelstown, PA 17036
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.50% 1.01% →
2-Year CD 0.70% 0.81% →
5-Year CD 1.05% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Hershey is an NCUA insured institution located in Hummelstown, PA. It was founded in 1949 and has approximately $79.82 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6095
Date Established 1949
Assets $79.82 million
Loans $56.56 million
Deposits $73.50 million
Capital $6.13 million

Field of Membership Restrictions

Must live, work, worship or attend school in Dauphin or Lebanon County.

Deposit Rates - February 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More

Loan Rates - February 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HERSHEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.945% 2.875% 0.88 $2,245 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Hershey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hershey Locations

Financial Details

Hershey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hershey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hershey U.S. Average
2.21% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Hershey had $133,234 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $6,126,024 in net worth and $86,290 in loans loss reserves. That gives it a Texas Ratio of 2.21%.

Net Worth
Hershey U.S. Average
8.19% 12.91%

Hershey FCU has a net worth of 8.19% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hershey

Branches and Savings

What is Hershey?

A federal credit union, registered with the NCUA under certificate #6095.
Learn more about credit unions here.

Is Hershey FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Hershey is insured by the NCUA.

Who can join Hershey?

Please see Field of Membership information above for information on who is eligible to join.

What are Hershey's share account and share certificate rates?

Hershey's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hershey?

Hershey has total capital of $6.13 million. Full information on Hershey's financial position is located above.

Who owns Hershey?

Credit Unions are owned by their members.

Where are Hershey branches located?

See branch locations nearby.

Are Hershey ATMs Open 24/7?

Do Hershey ATMs accept cash deposits?

Can Hershey customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hershey have a mobile app?

Does Hershey have mobile deposit?

Does Hershey have quick pay?

How can Hershey transfer money to other banks or credit unions?

Does Hershey report to credit bureaus?

Does Hershey use Chexsystems?

Does Hershey use Equifax?

What is Hershey's toll free phone number?

What is Hershey's ACH Routing Number?

What is Hershey's SWIFT code?

Where can I find Hershey's wire transfer form?

What is the Hershey address for deposits?

What Products Does Hershey Offer

Does Hershey offer mortgages?

Compare mortgage rates here.

Does Hershey offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hershey offer auto and RV loans?

Compare auto loan rates here.

Does Hershey offer student loans or personal loans?

Compare personal loan rates here.

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