Hummelstown, PA 17036


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6095
Date Established 1949
Assets $68.52 million
Loans $46.91 million
Deposits $62.82 million
Capital $5.57 million

Hershey is an NCUA insured institution located in Hummelstown, PA. It was founded in 1949 and has approximately $68.52 millions in assets.

Field of Membership Restrictions

Must live, work, worship or attend school in Dauphin or Lebanon County.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $99,999 Learn MoreShow Less
1.00% $500 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $500 - Learn MoreShow Less
12 Mo CD
1.00% $500 - Learn MoreShow Less
18 Mo CD
1.20% $500 - Learn MoreShow Less
24 Mo CD
1.50% $500 - Learn MoreShow Less
36 Mo CD
1.70% $500 - Learn MoreShow Less
48 Mo CD
2.30% $500 - Learn MoreShow Less
60 Mo CD
2.75% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $5 $9,999 Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HERSHEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Hershey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hershey Locations

Financial Details

Hershey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hershey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hershey U.S. Average
1.80% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Hershey had $98,162 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $5,565,155 in net worth and $111,231 in loans loss reserves. That gives it a Texas Ratio of 1.80%.

Net Worth
Hershey U.S. Average
8.45% 13.47%

Hershey FCU has a net worth of 8.45% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hershey

Branches and Savings

What is Hershey?

A federal credit union, registered with the NCUA under certificate #6095.
Learn more about credit unions here.

Is Hershey FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hershey?

Please see Field of Membership information above for information on who is eligible to join.

What are Hershey's share account and share certificate rates?

Hershey's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hershey?

Hershey has total capital of $5.57 million. Full information on Hershey's financial position is located above.

Who owns Hershey?

Credit Unions are owned by their members.

Where are Hershey branches located?

See branch locations nearby.

Are Hershey ATMs Open 24/7?

Do Hershey ATMs accept cash deposits?

Can Hershey customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hershey have a mobile app?

Does Hershey have mobile deposit?

Does Hershey have quick pay?

How can Hershey transfer money to other banks or credit unions?

Does Hershey report to credit bureaus?

Does Hershey use Chexsystems?

Does Hershey use Equifax?

What is Hershey's toll free phone number?

What is Hershey's ACH Routing Number?

What is Hershey's SWIFT code?

Where can I find Hershey's wire transfer form?

What is the Hershey address for deposits?

What Products Does Hershey Offer

Does Hershey offer mortgages?

Compare mortgage rates here.

Does Hershey offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hershey offer auto and RV loans?

Compare auto loan rates here.

Does Hershey offer student loans or personal loans?

Compare personal loan rates here.

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