HFS

Headquarters

632 KINOOLE ST
Hilo, HI 96720
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Hfs is an NCUA insured institution located in Hilo, HI. It was founded in 1937 and has approximately $616.17 millions in assets.

HFS
Hilo, HI
Who can join?

Simply put, HFS Federal Credit Union is open to membership for anyone who lives, works or worships on the Island of Hawaii.
More specifically, membership at HFS FCU is offered to those with the following common bond:
• Persons who live on the Island of Hawaii;
• Persons who regularly work, attend school, worship, perform volunteer service, or participate in associations headquartered on the Island of Hawaii;
• Persons participating in programs to alleviate poverty or distress which are located on the Island of Hawaii;
• Incorporated and unincorporated organizations located on the Island of Hawaii, or maintaining a facility on the Island of Hawaii;
• Spouse of persons who died while within the field of membership of this credit union;
• Employees of this credit union;
• Members of their immediate families* or households; and organizations of such persons.

* “Immediate family” is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsiblings, and adoptive relationships. (As defined in the HFS Federal Credit Union Bylaws - Article XVIII)

NCUA Insured Yes
Charter Number # # 1829
Date Established 1937
Assets $616.17 million
Loans $229.76 million
Deposits $552.85 million
Capital $60.23 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, volunteer, or participate in associations headquartered on the Island of Hawaii.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Hfs

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Hfs
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Advertiser Disclosure

Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HFS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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Payment
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NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
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License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to HFS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Hfs branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hfs Locations


Financial Details

Hfs Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hfs. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Hfs U.S. Average
7.07% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Hfs had $4,578,174 in non-current loans and $17,709 in owned assets. To cover these potential losses it had $60,226,659 in net worth and $4,812,431 in loans loss reserves. That gives it a Texas Ratio of 7.07%.

Net Worth
Hfs U.S. Average
9.77% 13.61%

Hfs FCU has a net worth of 9.77% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Hfs

Branches and Savings

What is Hfs?

A federal credit union, registered with the NCUA under certificate #1829.
Learn more about credit unions here.

Is Hfs FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Hfs?

Please see Field of Membership information above for information on who is eligible to join.

What are Hfs's share account and share certificate rates?

Hfs's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Hfs?

Hfs has total capital of $60.23 million. Full information on Hfs's financial position is located above.

Who owns Hfs?

Credit Unions are owned by their members.

Where are Hfs branches located?

See branch locations nearby.

Are Hfs ATMs Open 24/7?

Do Hfs ATMs accept cash deposits?

Can Hfs customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Hfs have a mobile app?

Does Hfs have mobile deposit?

Does Hfs have quick pay?

How can Hfs transfer money to other banks or credit unions?

Does Hfs report to credit bureaus?

Does Hfs use Chexsystems?

Does Hfs use Equifax?

What is Hfs's toll free phone number?

What is Hfs's ACH Routing Number?

What is Hfs's SWIFT code?

Where can I find Hfs's wire transfer form?

What is the Hfs address for deposits?

What Products Does Hfs Offer

Does Hfs offer mortgages?

Compare mortgage rates here.

Does Hfs offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hfs offer auto and RV loans?

Compare auto loan rates here.

Does Hfs offer student loans or personal loans?

Compare personal loan rates here.

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