HOLYOKE

490 WESTFIELD RD
Holyoke, MA 01040

Notable Rates APY Vs.Others
Savings 0.01% 1.90% →
1-Year CD 0.76% 1.90% →
2-Year CD 1.01% 1.95% →
5-Year CD 1.37% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Holyoke is an NCUA insured institution located in Holyoke, MA. It was founded in 1911 and has approximately $204.77 millions in assets.

NCUA Insured Yes
Charter Number # # 67875
Date Established 1911
Assets $204.77 million
Loans $127.59 million
Deposits $150.35 million
Capital $19.43 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Hampshire or Hamden Counties in Massachusetts.

Deposit Rates - April 9, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.41% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $1 $24,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.76% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - April 9, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HOLYOKE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to HOLYOKE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Holyoke branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Holyoke Locations


Financial Details

Holyoke Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Holyoke. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Holyoke U.S. Average
1.42% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Holyoke had $285,435 in non-current loans and $4,000 in owned assets. To cover these potential losses it had $19,432,400 in net worth and $917,016 in loans loss reserves. That gives it a Texas Ratio of 1.42%.

Net Worth
Holyoke U.S. Average
9.48% 13.86%

Holyoke FCU has a net worth of 9.48% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Holyoke

Branches and Savings

What is Holyoke?

A federal credit union, registered with the NCUA under certificate #67875.
Learn more about credit unions here.

Is Holyoke FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Holyoke?

Please see Field of Membership information above for information on who is eligible to join.

What are Holyoke's share account and share certificate rates?

Holyoke's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Holyoke?

Holyoke has total capital of $19.43 million. Full information on Holyoke's financial position is located above.

Who owns Holyoke?

Credit Unions are owned by their members.

Where are Holyoke branches located?

See branch locations nearby.

Are Holyoke ATMs Open 24/7?

Do Holyoke ATMs accept cash deposits?

Can Holyoke customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Holyoke have a mobile app?

Does Holyoke have mobile deposit?

Does Holyoke have quick pay?

How can Holyoke transfer money to other banks or credit unions?

Does Holyoke report to credit bureaus?

Does Holyoke use Chexsystems?

Does Holyoke use Equifax?

What is Holyoke's toll free phone number?

What is Holyoke's ACH Routing Number?

What is Holyoke's SWIFT code?

Where can I find Holyoke's wire transfer form?

What is the Holyoke address for deposits?

What Products Does Holyoke Offer

Does Holyoke offer mortgages?

Compare mortgage rates here.

Does Holyoke offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Holyoke offer auto and RV loans?

Compare auto loan rates here.

Does Holyoke offer student loans or personal loans?

Compare personal loan rates here.

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