Homefield Credit Union

Headquarters

86 Worcester St
North Grafton, MA 01536
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.25% 5.25% →
2-Year CD 0.45% 4.50% →
5-Year CD 0.85% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Homefield is an NCUA insured institution located in North Grafton, MA. It was founded in 1966 and has approximately $179.71 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68057
Date Established 1966
Assets $179.71 million
Loans $147.79 million
Deposits $141.52 million
Capital $16.67 million
 

Field of Membership Restrictions

Homefield Credit Union of Massachusetts is open to every resident that lives in Worchester and Middlesex Counties.

Deposit Rates - October 6, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $5 - Learn More
Money Market
0.10% $2,500 $24,999 Learn More
Money Market
0.15% $25,000 $49,999 Learn More
Money Market
0.20% $50,000 $149,999 Learn More
Money Market
0.20% $150,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
0.10% $1,000 - Learn More
6 Mo CD
0.20% $1,000 - Learn More
9 Month
4.35% $1,000 - Learn More
12 Mo CD
0.25% $1,000 - Learn More
13 Month Special
4.35% $1,000 - Learn More
18 Mo CD
0.35% $1,000 - Learn More
24 Mo CD
0.45% $1,000 - Learn More
36 Mo CD
0.55% $1,000 - Learn More
48 Mo CD
0.85% $1,000 - Learn More
60 Mo CD
0.85% $1,000 - Learn More

Loan Rates - October 6, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Homefield

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Citizens Bank
NMLS ID: 503941
6.465% 6.375% 1.00 $3,030 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.581% 6.490% 0.75 $3,026 $2,021 Learn More
Rocket Mortgage
NMLS ID: 3030
6.722% 6.625% 1.00 $3,200 $2,049 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Homefield
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Homefield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Homefield Locations around zip code 20146




Climate Policy and Initiatives

HOMEFIELD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Homefield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Homefield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Homefield U.S. Average
7.11% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Homefield had $1,049,627 in non-current loans and $195,006 in owned assets. To cover these potential losses it had $16,666,431 in net worth and $828,399 in loans loss reserves. That gives it a Texas Ratio of 7.11%.

Net Worth
Homefield U.S. Average
9.27% 13.93%

Homefield FCU has a net worth of 9.27% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Homefield

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