Homefield Credit Union


86 Worcester St
North Grafton, MA 01536
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Notable Rates APY Vs.Others
Savings 0.05% 5.40% →
1-Year CD 0.25% 5.77% →
2-Year CD 0.45% 5.50% →
5-Year CD 0.85% 5.25% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Homefield is an NCUA insured institution located in North Grafton, MA. It was founded in 1966 and has approximately $171.46 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68057
Date Established 1966
Assets $171.46 million
Loans $134.92 million
Deposits $147.28 million
Capital $16.73 million

Field of Membership Restrictions

Homefield Credit Union of Massachusetts is open to every resident that lives in Worchester and Middlesex Counties.

Deposit Rates - December 3, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $5 - Learn More
Money Market
0.10% $2,500 $24,999 Learn More
Money Market
0.15% $25,000 $49,999 Learn More
Money Market
0.20% $50,000 $149,999 Learn More
Money Market
0.20% $150,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
0.10% $1,000 - Learn More
6 Mo CD
0.20% $1,000 - Learn More
9 Month
4.35% $1,000 - Learn More
12 Mo CD
0.25% $1,000 - Learn More
13 Month Special
4.35% $1,000 - Learn More
18 Mo CD
0.35% $1,000 - Learn More
24 Mo CD
0.45% $1,000 - Learn More
36 Mo CD
0.55% $1,000 - Learn More
48 Mo CD
0.85% $1,000 - Learn More
60 Mo CD
0.85% $1,000 - Learn More

Loan Rates - December 3, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Homefield

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
6.608% 6.500% 0.13 $3,600 $2,023 Learn More
NMLS ID: 1907
7.318% 7.125% 1.00 $6,202 $2,156 Learn More
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More

Note to Homefield
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Below are Homefield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Homefield Locations

Climate Initiatives

HOMEFIELD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Homefield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Homefield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Homefield U.S. Average
4.81% 4.93

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2023, Homefield had $771,356 in non-current loans and $73,189 in owned assets. To cover these potential losses it had $16,731,092 in net worth and $828,399 in loans loss reserves. That gives it a Texas Ratio of 4.81%.

Net Worth
Homefield U.S. Average
9.75% 13.17%

Homefield FCU has a net worth of 9.75% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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