North Grafton, MA 01536

Notable Rates APY Vs.Others
Savings 0.05% 1.90% →
1-Year CD 0.50% 1.90% →
2-Year CD 1.00% 1.95% →
5-Year CD 1.75% 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Homefield is an NCUA insured institution located in North Grafton, MA. It was founded in 1966 and has approximately $152.28 millions in assets.

NCUA Insured Yes
Charter Number # # 68057
Date Established 1966
Assets $152.28 million
Loans $103.74 million
Deposits $109.51 million
Capital $14.60 million

Field of Membership Restrictions

Homefield Credit Union of Massachusetts is open to every resident that lives in Worchester and Middlesex Counties.

Deposit Rates - April 7, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $1,000 - Learn MoreShow Less
6 Mo CD
0.45% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $25 $24,999 Learn MoreShow Less
Fixed IRA
0.50% $1,000 - Learn MoreShow Less

Loan Rates - April 7, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOMEFIELD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Homefield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Homefield Locations

Financial Details

Homefield Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Homefield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Homefield U.S. Average
2.44% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Homefield had $320,729 in non-current loans and $48,202 in owned assets. To cover these potential losses it had $14,603,972 in net worth and $531,541 in loans loss reserves. That gives it a Texas Ratio of 2.44%.

Net Worth
Homefield U.S. Average
9.59% 13.86%

Homefield FCU has a net worth of 9.59% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Homefield

Branches and Savings

What is Homefield?

A federal credit union, registered with the NCUA under certificate #68057.
Learn more about credit unions here.

Is Homefield FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Homefield?

Please see Field of Membership information above for information on who is eligible to join.

What are Homefield's share account and share certificate rates?

Homefield's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Homefield?

Homefield has total capital of $14.60 million. Full information on Homefield's financial position is located above.

Who owns Homefield?

Credit Unions are owned by their members.

Where are Homefield branches located?

See branch locations nearby.

Are Homefield ATMs Open 24/7?

Do Homefield ATMs accept cash deposits?

Can Homefield customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Homefield have a mobile app?

Does Homefield have mobile deposit?

Does Homefield have quick pay?

How can Homefield transfer money to other banks or credit unions?

Does Homefield report to credit bureaus?

Does Homefield use Chexsystems?

Does Homefield use Equifax?

What is Homefield's toll free phone number?

What is Homefield's ACH Routing Number?

What is Homefield's SWIFT code?

Where can I find Homefield's wire transfer form?

What is the Homefield address for deposits?

What Products Does Homefield Offer

Does Homefield offer mortgages?

Compare mortgage rates here.

Does Homefield offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Homefield offer auto and RV loans?

Compare auto loan rates here.

Does Homefield offer student loans or personal loans?

Compare personal loan rates here.

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