Horizon Credit Union

Headquarters

Po Box 15128
Spokane Valley, WA 99215
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.55% 0.67% →
2-Year CD 0.60% 0.80% →
5-Year CD 0.80% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Horizon is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1948 and has approximately $1695.17 millions in assets.

Who can join?

Persons who reside, work, or worship within the school districts of the State of Washington

Persons who reside, work, or worship within Boundary, Bonner, Kootenai, Benewah, Shoshone, Latah, Nez Perce, and Lewis Counties of Idaho

Persons who reside, work, or worship within Missoula, Granite county, lake county, Mineral, Powell, Ravalli, Sanders

Spouses of persons who died while within the field of membership of the Credit Union; employees of the Credit Union; persons retired as pensioners or annuitants from the above employment; members of their immediate families, and organizations of such persons.

NCUA Insured Yes / State-Chartered
Charter Number # # 67264
Date Established 1948
Assets $1,695.17 million
Loans $1,367.11 million
Deposits $1,466.90 million
Capital $197.13 million
 

Field of Membership Restrictions

Membership in Horizon Credit Union is open to the following: (1) those who live, worship or work in the school districts of the state of Washington; (2) those who live or work in the cities of Missoula, Granite, Lake, Mineral, Powell, Ravalli, and Sanders in Montana; (3) those who live, worship or work in Boundary, Bonner, Kootenai, Benewah, Shoshone, Latah, Nez Perce, and Lewis Counties of Idaho; (4) those who live, worship or work in Beaverhead, Broadwater, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, and Silver Bow Counties in Montana; (5) Federal employees living or working in Region One of the United States Forest Service.

Deposit Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HORIZON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank
NMLS ID: 541760
3.046% 2.975% 0.88 $2,280 $1,051 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to HORIZON
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Horizon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Horizon Locations



Climate Initiatives

HORIZON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Horizon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Horizon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Horizon U.S. Average
1.71% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Horizon had $2,967,248 in non-current loans and $497,577 in owned assets. To cover these potential losses it had $197,127,232 in net worth and $5,785,606 in loans loss reserves. That gives it a Texas Ratio of 1.71%.

Net Worth
Horizon U.S. Average
11.63% 12.22%

Horizon FCU has a net worth of 11.63% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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