HORIZON

PO Box 15128
Spokane Valley, WA 99215

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67264
Date Established 1948
Assets $1,021.86 million
Loans $816.05 million
Deposits $881.52 million
Capital $113.15 million

Horizon is an NCUA insured institution located in Spokane Valley, WA. It was founded in 1948 and has approximately $1021.86 millions in assets.

Who can join?

Persons who reside, work, or worship within the school districts of the State of Washington

Persons who reside, work, or worship within Boundary, Bonner, Kootenai, Benewah, Shoshone, Latah, Nez Perce, and Lewis Counties of Idaho

Persons who reside, work, or worship within Missoula, Granite county, lake county, Mineral, Powell, Ravalli, Sanders

Spouses of persons who died while within the field of membership of the Credit Union; employees of the Credit Union; persons retired as pensioners or annuitants from the above employment; members of their immediate families, and organizations of such persons.

Field of Membership Restrictions

Membership in Horizon Credit Union is open to the following: (1) those who live, worship or work in the school districts of the state of Washington; (2) those who live or work in the cities of Missoula, Granite, Lake, Mineral, Powell, Ravalli, and Sanders in Montana; (3) those who live, worship or work in Boundary, Bonner, Kootenai, Benewah, Shoshone, Latah, Nez Perce, and Lewis Counties of Idaho; (4) those who live, worship or work in Beaverhead, Broadwater, Deer Lodge, Gallatin, Jefferson, Lewis and Clark, and Silver Bow Counties in Montana; (5) Federal employees living or working in Region One of the United States Forest Service.

Deposit Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $500 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.20% $2,500 $24,999 Learn MoreShow Less
6 Mo CD
0.60% $2,500 $24,999 Learn MoreShow Less
Special: 9 Mo CD
1.25% $25,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 $24,999 Learn MoreShow Less
Special: 15 Mo CD
1.51% $10,000 $49,999 Learn MoreShow Less
Special: 15 Mo CD
2.22% $50,000 - Learn MoreShow Less
24 Mo CD
2.12% $1,000 $24,999 Learn MoreShow Less
Special: 26 Mo CD
1.91% $10,000 $49,999 Learn MoreShow Less
Special: 26 Mo CD
2.42% $50,000 - Learn MoreShow Less
36 Mo CD
2.27% $1,000 $24,999 Learn MoreShow Less
Special: 36 Mo CD
2.86% $5,000 - Learn MoreShow Less
48 Mo CD
2.42% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
2.58% $1,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - January 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HORIZON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
4.377% 4.375% 0.00 $50 $1,249 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

Note to HORIZON
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Horizon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Horizon Locations

Financial Details

Horizon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Horizon. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Horizon U.S. Average
2.22% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Horizon had $2,092,867 in non-current loans and $504,285 in owned assets. To cover these potential losses it had $113,151,236 in net worth and $3,788,962 in loans loss reserves. That gives it a Texas Ratio of 2.22%.

Net Worth
Horizon U.S. Average
11.07% 13.21%

Horizon FCU has a net worth of 11.07% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of HORIZON and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.