Horizon Utah Federal Credit Union

Headquarters

P.o. Box 687
Farmington, UT 84025
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.65% →
5-Year CD N.A. 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Horizon Utah is an NCUA insured institution located in Farmington, UT. It was founded in 1956 and has approximately $186.66 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24746
Date Established 1956
Assets $186.66 million
Loans $89.78 million
Deposits $163.62 million
Capital $21.20 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in Davis, Morgan or Weber County and to immediate family of existing members.

Deposit Rates - October 5, 2026

Your Current Location: New York, NY 10116

We do not yet have rates for Horizon Utah

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - October 5, 2026

Your Current Location: New York, NY 10116

There are currently no loan rates available for Horizon Utah

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Horizon Utah branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York


Horizon Utah Locations around zip code 10116


BranchDistance Map View Lobby Hours

South

2007.98 A View Lobby Hours

Kaysville

2010.50 B View Lobby Hours

Clearfield

2013.84 C View Lobby Hours

West Point

2018.30 D View Lobby Hours


Climate Policy and Initiatives

HORIZON UTAH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Horizon Utah Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Horizon Utah. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Horizon Utah U.S. Average
5.88% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Horizon Utah had $1,176,362 in non-current loans and $122,650 in owned assets. To cover these potential losses it had $21,204,566 in net worth and $897,821 in loans loss reserves. That gives it a Texas Ratio of 5.88%.

Net Worth
Horizon Utah U.S. Average
11.36% 14.48%

Horizon Utah FCU has a net worth of 11.36% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Horizon Utah

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