Houghton Mifflin Harcourt Employees

Headquarters

Po Box 7050
Wilmington, MA 01887
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Houghton Mifflin Harcourt Employees is an NCUA insured institution located in Wilmington, MA. It was founded in 1957 and has approximately $6.39 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11884
Date Established 1957
Assets $6.39 million
Loans $1.75 million
Deposits $5.72 million
Capital $0.61 million
 

Deposit Rates - June 19, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Houghton Mifflin Harcourt Employees

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Loan Rates - June 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HOUGHTON MIFFLIN HARCOURT EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.753% 2.750% 0.00 $102 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
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Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
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Note to HOUGHTON MIFFLIN HARCOURT EMPLOYEES
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Branches

Below are Houghton Mifflin Harcourt Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Houghton Mifflin Harcourt Employees Locations


Financial Details

Houghton Mifflin Harcourt Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Houghton Mifflin Harcourt Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Houghton Mifflin Harcourt Employees U.S. Average
2.19% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Houghton Mifflin Harcourt Employees had $13,668 in non-current loans and $0 in owned assets. To cover these potential losses it had $610,215 in net worth and $14,968 in loans loss reserves. That gives it a Texas Ratio of 2.19%.

Net Worth
Houghton Mifflin Harcourt Employees U.S. Average
9.54% 12.67%

Houghton Mifflin Harcourt Employees FCU has a net worth of 9.54% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Houghton Mifflin Harcourt Employees

Branches and Savings

What is Houghton Mifflin Harcourt Employees?

A federal credit union, registered with the NCUA under certificate #11884.
Learn more about credit unions here.

Is Houghton Mifflin Harcourt Employees FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Houghton Mifflin Harcourt Employees is insured by the NCUA.

Who can join Houghton Mifflin Harcourt Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Houghton Mifflin Harcourt Employees's share account and share certificate rates?

Houghton Mifflin Harcourt Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Houghton Mifflin Harcourt Employees?

Houghton Mifflin Harcourt Employees has total capital of $0.61 million. Full information on Houghton Mifflin Harcourt Employees's financial position is located above.

Who owns Houghton Mifflin Harcourt Employees?

Credit Unions are owned by their members.

Where are Houghton Mifflin Harcourt Employees branches located?

See branch locations nearby.

Are Houghton Mifflin Harcourt Employees ATMs Open 24/7?

Do Houghton Mifflin Harcourt Employees ATMs accept cash deposits?

Can Houghton Mifflin Harcourt Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Houghton Mifflin Harcourt Employees have a mobile app?

Does Houghton Mifflin Harcourt Employees have mobile deposit?

Does Houghton Mifflin Harcourt Employees have quick pay?

How can Houghton Mifflin Harcourt Employees transfer money to other banks or credit unions?

Does Houghton Mifflin Harcourt Employees report to credit bureaus?

Does Houghton Mifflin Harcourt Employees use Chexsystems?

Does Houghton Mifflin Harcourt Employees use Equifax?

What is Houghton Mifflin Harcourt Employees's toll free phone number?

What is Houghton Mifflin Harcourt Employees's ACH Routing Number?

What is Houghton Mifflin Harcourt Employees's SWIFT code?

Where can I find Houghton Mifflin Harcourt Employees's wire transfer form?

What is the Houghton Mifflin Harcourt Employees address for deposits?

What Products Does Houghton Mifflin Harcourt Employees Offer

Does Houghton Mifflin Harcourt Employees offer mortgages?

Compare mortgage rates here.

Does Houghton Mifflin Harcourt Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Houghton Mifflin Harcourt Employees offer auto and RV loans?

Compare auto loan rates here.

Does Houghton Mifflin Harcourt Employees offer student loans or personal loans?

Compare personal loan rates here.

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