HOUSTON BELT & TERMINAL

Headquarters

9810 FM 1960 BYPASS RD W STE 105
Humble, TX 77338
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Houston Belt & Terminal is an NCUA insured institution located in Humble, TX. It was founded in 1949 and has approximately $4.3 millions in assets.

NCUA Insured Yes
Charter Number # # 6318
Date Established 1949
Assets $4.30 million
Loans $3.29 million
Deposits $3.06 million
Capital $1.22 million
 

Deposit Rates - December 3, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Houston Belt & Terminal

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Advertiser Disclosure

Loan Rates - December 3, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for HOUSTON BELT & TERMINAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
New American Funding
NMLS ID: 6606
2.605% 2.500% 0.75 $3,479 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to HOUSTON BELT & TERMINAL
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Houston Belt & Terminal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Houston Belt & Terminal Locations


Financial Details

Houston Belt & Terminal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Houston Belt & Terminal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Houston Belt & Terminal U.S. Average
1.01% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Houston Belt & Terminal had $12,588 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,219,007 in net worth and $21,875 in loans loss reserves. That gives it a Texas Ratio of 1.01%.

Net Worth
Houston Belt & Terminal U.S. Average
28.37% 13.61%

Houston Belt & Terminal FCU has a net worth of 28.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Houston Belt & Terminal

Branches and Savings

What is Houston Belt & Terminal?

A federal credit union, registered with the NCUA under certificate #6318.
Learn more about credit unions here.

Is Houston Belt & Terminal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Houston Belt & Terminal?

Please see Field of Membership information above for information on who is eligible to join.

What are Houston Belt & Terminal's share account and share certificate rates?

Houston Belt & Terminal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Houston Belt & Terminal?

Houston Belt & Terminal has total capital of $1.22 million. Full information on Houston Belt & Terminal's financial position is located above.

Who owns Houston Belt & Terminal?

Credit Unions are owned by their members.

Where are Houston Belt & Terminal branches located?

See branch locations nearby.

Are Houston Belt & Terminal ATMs Open 24/7?

Do Houston Belt & Terminal ATMs accept cash deposits?

Can Houston Belt & Terminal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Houston Belt & Terminal have a mobile app?

Does Houston Belt & Terminal have mobile deposit?

Does Houston Belt & Terminal have quick pay?

How can Houston Belt & Terminal transfer money to other banks or credit unions?

Does Houston Belt & Terminal report to credit bureaus?

Does Houston Belt & Terminal use Chexsystems?

Does Houston Belt & Terminal use Equifax?

What is Houston Belt & Terminal's toll free phone number?

What is Houston Belt & Terminal's ACH Routing Number?

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What is the Houston Belt & Terminal address for deposits?

What Products Does Houston Belt & Terminal Offer

Does Houston Belt & Terminal offer mortgages?

Compare mortgage rates here.

Does Houston Belt & Terminal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Houston Belt & Terminal offer auto and RV loans?

Compare auto loan rates here.

Does Houston Belt & Terminal offer student loans or personal loans?

Compare personal loan rates here.

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