Illinois Valley Credit Union

Headquarters

1311 Shooting Park Rd
Peru, IL 61354
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.60% →
2-Year CD N.A. 5.00% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Illinois Valley is an NCUA insured institution located in Peru, IL. It was founded in 1955 and has approximately $37.32 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62121
Date Established 1955
Assets $37.32 million
Loans $31.35 million
Deposits $33.45 million
Capital $4.01 million
 

Field of Membership Restrictions

Illinois Valley Credit Union of Illinois is open to the residents and the people that maintain employment within these qualified counties: LaSalle, Bureau, and Putnam and their family members.

Deposit Rates - April 19, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Illinois Valley

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - April 19, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Illinois Valley

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

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Payment
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NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
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NMLS ID: 3030
7.350% 7.250% 1.00 $3,200 $2,183 Learn More
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NMLS ID: Not a Lender
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Neighbors Bank
NMLS ID: 491986
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Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Illinois Valley
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Illinois Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Illinois Valley Locations



Climate Policy and Initiatives

ILLINOIS VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Illinois Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Illinois Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Illinois Valley U.S. Average
7.71% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Illinois Valley had $273,839 in non-current loans and $46,577 in owned assets. To cover these potential losses it had $4,011,755 in net worth and $143,361 in loans loss reserves. That gives it a Texas Ratio of 7.71%.

Net Worth
Illinois Valley U.S. Average
10.73% 13.62%

Illinois Valley FCU has a net worth of 10.73% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Illinois Valley

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