3 Friends Ln
Newtown, PA 18940
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.35% 0.80% →
2-Year CD 0.50% 0.80% →
5-Year CD 0.80% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Inspire is an NCUA insured institution located in Newtown, PA. It was founded in 1936 and has approximately $250.85 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1759
Date Established 1936
Assets $250.85 million
Loans $168.70 million
Deposits $190.92 million
Capital $22.29 million

Field of Membership Restrictions

Membership at Inspire Federal Credit Union is open to those who live, work, worship, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.

Deposit Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.60% $10,000 $14,999 Learn More
30 Mo CD
0.60% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More

Loan Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for INSPIRE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
2.873% 2.800% 1.00 $2,380 $1,028 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Inspire branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Inspire Locations

Financial Details

Inspire Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Inspire. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Inspire U.S. Average
2.39% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Inspire had $530,680 in non-current loans and $17,100 in owned assets. To cover these potential losses it had $22,294,459 in net worth and $626,970 in loans loss reserves. That gives it a Texas Ratio of 2.39%.

Net Worth
Inspire U.S. Average
9.65% 12.20%

Inspire FCU has a net worth of 9.65% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Inspire

Branches and Savings

What is Inspire?

A federal credit union, registered with the NCUA under certificate #1759.
Learn more about credit unions here.

Is Inspire FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Inspire is insured by the NCUA.

Who can join Inspire?

Please see Field of Membership information above for information on who is eligible to join.

What are Inspire's share account and share certificate rates?

Inspire's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Inspire?

Inspire has total capital of $22.29 million. Full information on Inspire's financial position is located above.

Who owns Inspire?

Credit Unions are owned by their members.

Where are Inspire branches located?

See branch locations nearby.

Are Inspire ATMs Open 24/7?

Do Inspire ATMs accept cash deposits?

Can Inspire customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Inspire have a mobile app?

Does Inspire have mobile deposit?

Does Inspire have quick pay?

How can Inspire transfer money to other banks or credit unions?

Does Inspire report to credit bureaus?

Does Inspire use Chexsystems?

Does Inspire use Equifax?

What is Inspire's toll free phone number?

What is Inspire's ACH Routing Number?

What is Inspire's SWIFT code?

Where can I find Inspire's wire transfer form?

What is the Inspire address for deposits?

What Products Does Inspire Offer

Does Inspire offer mortgages?

Compare mortgage rates here.

Does Inspire offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Inspire offer auto and RV loans?

Compare auto loan rates here.

Does Inspire offer student loans or personal loans?

Compare personal loan rates here.

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