2024 Overview
General Credit Union Information
Intrepid is an NCUA insured institution located in Helena, MT. It was founded in 1936 and has approximately $314.87 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68495 |
| Date Established | 1936 |
| Assets | $314.87 million |
| Loans | $254.51 million |
| Deposits | $263.89 million |
| Capital | $31.93 million |
Field of Membership Restrictions
Helena Community Credit Union of Montana is open to the residents, church members, registered students, businesses, accredited institutions, and the people that maintain employment within these qualified counties: Lewis and Clark, Broadwater, Jefferson, Powell, Cascade, Gallatin, and Silver Bow as well as the active or retired members of the military including the reserves and state National Guard no matter what rank or classification, the employees of the Department of Military Affairs, and the family members of current credit union members and the widows/widowers of deceased members.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Intrepid
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 3029 |
7.106% | 6.990% | 0.63 | $3,929 | $2,127 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Intrepid
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Branches
Below are Intrepid branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
INTREPID is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Intrepid Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Intrepid. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Intrepid | U.S. Average |
|---|---|
| 4.38% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Intrepid had $1,333,878 in non-current loans and $108,414 in owned assets. To cover these potential losses it had $31,930,736 in net worth and $990,008 in loans loss reserves. That gives it a Texas Ratio of 4.38%.
Net Worth
| Intrepid | U.S. Average |
|---|---|
| 10.14% | 13.62% |
Intrepid FCU has a net worth of 10.14% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Intrepid
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