JERSEY SHORE

1434 NEW RD
Northfield, NJ 08225

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 15483
Date Established 1963
Assets $158.72 million
Loans $96.71 million
Deposits $146.89 million
Capital $11.84 million

Jersey Shore is an NCUA insured institution located in Northfield, NJ. It was founded in 1963 and has approximately $158.72 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Atlantic or Cape May counties. In addition, family members or existing members are also eligible.

Deposit Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Jersey Shore

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Note to Jersey Shore
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There are currently no rates available for Jersey Shore, but see these great savings and CD rates:

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Loan Rates - February 16, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JERSEY SHORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
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PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to JERSEY SHORE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Jersey Shore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Jersey Shore Locations

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Financial Details

Jersey Shore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jersey Shore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jersey Shore U.S. Average
4.88% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Jersey Shore had $429,559 in non-current loans and $167,873 in owned assets. To cover these potential losses it had $11,840,513 in net worth and $391,243 in loans loss reserves. That gives it a Texas Ratio of 4.88%.

Net Worth
Jersey Shore U.S. Average
7.46% 13.21%

Jersey Shore FCU has a net worth of 7.46% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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*All images, logos and public notes on this page appear courtesy of JERSEY SHORE and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.