1434 NEW RD
Northfield, NJ 08225


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 15483
Date Established 1963
Assets $159.99 million
Loans $100.91 million
Deposits $147.38 million
Capital $12.41 million

Jersey Shore is an NCUA insured institution located in Northfield, NJ. It was founded in 1963 and has approximately $159.99 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Atlantic or Cape May counties. In addition, family members or existing members are also eligible.

Deposit Rates - May 22, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Jersey Shore

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Note to Jersey Shore
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There are currently no rates available for Jersey Shore, but see these great savings and CD rates:

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Loan Rates - May 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JERSEY SHORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.003% 4.000% 0.00 $100 $1,194 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.896% 3.875% 0.25 $650 $1,176 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Jersey Shore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Jersey Shore Locations

Financial Details

Jersey Shore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jersey Shore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jersey Shore U.S. Average
5.12% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Jersey Shore had $490,326 in non-current loans and $167,873 in owned assets. To cover these potential losses it had $12,414,229 in net worth and $429,751 in loans loss reserves. That gives it a Texas Ratio of 5.12%.

Net Worth
Jersey Shore U.S. Average
7.75% 13.61%

Jersey Shore FCU has a net worth of 7.75% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jersey Shore

Branches and Savings

What is Jersey Shore?

A federal credit union, registered with the NCUA under certificate #15483.
Learn more about credit unions here.

Is Jersey Shore FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jersey Shore?

Please see Field of Membership information above for information on who is eligible to join.

What are Jersey Shore's share account and share certificate rates?

Jersey Shore's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jersey Shore?

Jersey Shore has total capital of $12.41 million. Full information on Jersey Shore's financial position is located above.

Who owns Jersey Shore?

Credit Unions are owned by their members.

Where are Jersey Shore branches located?

See branch locations nearby.

Are Jersey Shore ATMs Open 24/7?

Do Jersey Shore ATMs accept cash deposits?

Can Jersey Shore customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jersey Shore have a mobile app?

Does Jersey Shore have mobile deposit?

Does Jersey Shore have quick pay?

How can Jersey Shore transfer money to other banks or credit unions?

Does Jersey Shore report to credit bureaus?

Does Jersey Shore use Chexsystems?

Does Jersey Shore use Equifax?

What is Jersey Shore's toll free phone number?

What is Jersey Shore's ACH Routing Number?

What is Jersey Shore's SWIFT code?

Where can I find Jersey Shore's wire transfer form?

What is the Jersey Shore address for deposits?

What Products Does Jersey Shore Offer

Does Jersey Shore offer mortgages?

Compare mortgage rates here.

Does Jersey Shore offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jersey Shore offer auto and RV loans?

Compare auto loan rates here.

Does Jersey Shore offer student loans or personal loans?

Compare personal loan rates here.

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