JOHNSTOWN SCHOOL EMPLOYEES

Headquarters

738 VIEWMONT AVE
Johnstown, PA 15905
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Johnstown School Employees is an NCUA insured institution located in Johnstown, PA. It was founded in 1939 and has approximately $7.63 millions in assets.

NCUA Insured Yes
Charter Number # # 3120
Date Established 1939
Assets $7.63 million
Loans $3.64 million
Deposits $6.08 million
Capital $1.55 million
 

Deposit Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Johnstown School Employees

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Loan Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for JOHNSTOWN SCHOOL EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.583% 2.500% 0.88 $2,728 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.555% 2.500% 0.75 $1,828 $988 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to JOHNSTOWN SCHOOL EMPLOYEES
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Johnstown School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Johnstown School Employees Locations


Financial Details

Johnstown School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Johnstown School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Johnstown School Employees U.S. Average
0.29% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Johnstown School Employees had $4,598 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,549,886 in net worth and $40,955 in loans loss reserves. That gives it a Texas Ratio of 0.29%.

Net Worth
Johnstown School Employees U.S. Average
20.31% 13.61%

Johnstown School Employees FCU has a net worth of 20.31% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Johnstown School Employees

Branches and Savings

What is Johnstown School Employees?

A federal credit union, registered with the NCUA under certificate #3120.
Learn more about credit unions here.

Is Johnstown School Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Johnstown School Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Johnstown School Employees's share account and share certificate rates?

Johnstown School Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Johnstown School Employees?

Johnstown School Employees has total capital of $1.55 million. Full information on Johnstown School Employees's financial position is located above.

Who owns Johnstown School Employees?

Credit Unions are owned by their members.

Where are Johnstown School Employees branches located?

See branch locations nearby.

Are Johnstown School Employees ATMs Open 24/7?

Do Johnstown School Employees ATMs accept cash deposits?

Can Johnstown School Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Johnstown School Employees have a mobile app?

Does Johnstown School Employees have mobile deposit?

Does Johnstown School Employees have quick pay?

How can Johnstown School Employees transfer money to other banks or credit unions?

Does Johnstown School Employees report to credit bureaus?

Does Johnstown School Employees use Chexsystems?

Does Johnstown School Employees use Equifax?

What is Johnstown School Employees's toll free phone number?

What is Johnstown School Employees's ACH Routing Number?

What is Johnstown School Employees's SWIFT code?

Where can I find Johnstown School Employees's wire transfer form?

What is the Johnstown School Employees address for deposits?

What Products Does Johnstown School Employees Offer

Does Johnstown School Employees offer mortgages?

Compare mortgage rates here.

Does Johnstown School Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Johnstown School Employees offer auto and RV loans?

Compare auto loan rates here.

Does Johnstown School Employees offer student loans or personal loans?

Compare personal loan rates here.

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