Johnstown, PA 15904
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Notable Rates APY Vs.Others
Savings N.A. 1.40% →
1-Year CD N.A. 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Jstc Employees is an NCUA insured institution located in Johnstown, PA. It was founded in 1952 and has approximately $22.63 millions in assets.

NCUA Insured Yes
Charter Number # # 7832
Date Established 1952
Assets $22.63 million
Loans $6.98 million
Deposits $19.26 million
Capital $3.32 million

Deposit Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Jstc Employees

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Note to Jstc Employees
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Loan Rates - July 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for JSTC EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
NMLS ID: 2890
License#: MC-3098
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

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Financial Details

Jstc Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jstc Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jstc Employees U.S. Average
2.50% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Jstc Employees had $84,662 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,317,746 in net worth and $66,778 in loans loss reserves. That gives it a Texas Ratio of 2.50%.

Net Worth
Jstc Employees U.S. Average
14.66% 13.86%

Jstc Employees FCU has a net worth of 14.66% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jstc Employees

Branches and Savings

What is Jstc Employees?

A federal credit union, registered with the NCUA under certificate #7832.
Learn more about credit unions here.

Is Jstc Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jstc Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Jstc Employees's share account and share certificate rates?

Jstc Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jstc Employees?

Jstc Employees has total capital of $3.32 million. Full information on Jstc Employees's financial position is located above.

Who owns Jstc Employees?

Credit Unions are owned by their members.

Where are Jstc Employees branches located?

See branch locations nearby.

Are Jstc Employees ATMs Open 24/7?

Do Jstc Employees ATMs accept cash deposits?

Can Jstc Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jstc Employees have a mobile app?

Does Jstc Employees have mobile deposit?

Does Jstc Employees have quick pay?

How can Jstc Employees transfer money to other banks or credit unions?

Does Jstc Employees report to credit bureaus?

Does Jstc Employees use Chexsystems?

Does Jstc Employees use Equifax?

What is Jstc Employees's toll free phone number?

What is Jstc Employees's ACH Routing Number?

What is Jstc Employees's SWIFT code?

Where can I find Jstc Employees's wire transfer form?

What is the Jstc Employees address for deposits?

What Products Does Jstc Employees Offer

Does Jstc Employees offer mortgages?

Compare mortgage rates here.

Does Jstc Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jstc Employees offer auto and RV loans?

Compare auto loan rates here.

Does Jstc Employees offer student loans or personal loans?

Compare personal loan rates here.

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