Ka'u Federal Credit Union


P.o. Box 347
Naalehu, HI 967720347
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Ka'u is an NCUA insured institution located in Naalehu, HI. It was founded in 1938 and has approximately $10.18 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2860
Date Established 1938
Assets $10.18 million
Loans $7.56 million
Deposits $9.77 million
Capital $0.30 million

Deposit Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Ka'u

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Loan Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KA'U

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.610% 3.500% 0.88 $3,438 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to KA'U
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Below are Ka'u branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

KA'U is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Ka'u Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ka'u. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ka'u U.S. Average
46.61% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Ka'u had $369,264 in non-current loans and $0 in owned assets. To cover these potential losses it had $297,839 in net worth and $494,483 in loans loss reserves. That gives it a Texas Ratio of 46.61%.

Net Worth
Ka'u U.S. Average
2.92% 12.22%

Ka'u FCU has a net worth of 2.92% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Ka'u

Branches and Savings

What is Ka'u?

A federal credit union, registered with the NCUA under certificate #2860.
Learn more about credit unions here.

Is Ka'u FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Ka'u is insured by the NCUA.

Who can join Ka'u?

Please see Field of Membership information above for information on who is eligible to join.

What are Ka'u's share account and share certificate rates?

Ka'u's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Ka'u?

Ka'u has total capital of $0.30 million. Full information on Ka'u's financial position is located above.

Who owns Ka'u?

Credit Unions are owned by their members.

Where are Ka'u branches located?

See branch locations nearby.

Are Ka'u ATMs Open 24/7?

Do Ka'u ATMs accept cash deposits?

Can Ka'u customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Ka'u have a mobile app?

Does Ka'u have mobile deposit?

Does Ka'u have quick pay?

How can Ka'u transfer money to other banks or credit unions?

Does Ka'u report to credit bureaus?

Does Ka'u use Chexsystems?

Does Ka'u use Equifax?

What is Ka'u's toll free phone number?

What is Ka'u's ACH Routing Number?

What is Ka'u's SWIFT code?

Where can I find Ka'u's wire transfer form?

What is the Ka'u address for deposits?

What Products Does Ka'u Offer

Does Ka'u offer mortgages?

Compare mortgage rates here.

Does Ka'u offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ka'u offer auto and RV loans?

Compare auto loan rates here.

Does Ka'u offer student loans or personal loans?

Compare personal loan rates here.

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