2969 Umi Street
Lihue, HI 96766
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Kauai Teachers is an NCUA insured institution located in Lihue, HI. It was founded in 1938 and has approximately $33.99 millions in assets.

NCUA Insured Yes
Charter Number # # 2577
Date Established 1938
Assets $33.99 million
Loans $17.60 million
Deposits $30.99 million
Capital $2.86 million

Field of Membership Restrictions

Membership is open to teachers and employees of County of Kauai Schools and students of Kauai County High and Intermediate Schools and their parents.

Deposit Rates - October 27, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Kauai Teachers

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Advertiser Disclosure

Loan Rates - October 27, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for KAUAI TEACHERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.674% 2.625% 0.63 $1,595 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

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Below are Kauai Teachers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Kauai Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kauai Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kauai Teachers U.S. Average
30.42% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Kauai Teachers had $914,330 in non-current loans and $40,446 in owned assets. To cover these potential losses it had $2,858,330 in net worth and $280,057 in loans loss reserves. That gives it a Texas Ratio of 30.42%.

Net Worth
Kauai Teachers U.S. Average
8.57% 13.61%

Kauai Teachers FCU has a net worth of 8.57% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Kauai Teachers

Branches and Savings

What is Kauai Teachers?

A federal credit union, registered with the NCUA under certificate #2577.
Learn more about credit unions here.

Is Kauai Teachers FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Kauai Teachers?

Please see Field of Membership information above for information on who is eligible to join.

What are Kauai Teachers's share account and share certificate rates?

Kauai Teachers's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Kauai Teachers?

Kauai Teachers has total capital of $2.86 million. Full information on Kauai Teachers's financial position is located above.

Who owns Kauai Teachers?

Credit Unions are owned by their members.

Where are Kauai Teachers branches located?

See branch locations nearby.

Are Kauai Teachers ATMs Open 24/7?

Do Kauai Teachers ATMs accept cash deposits?

Can Kauai Teachers customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Kauai Teachers have a mobile app?

Does Kauai Teachers have mobile deposit?

Does Kauai Teachers have quick pay?

How can Kauai Teachers transfer money to other banks or credit unions?

Does Kauai Teachers report to credit bureaus?

Does Kauai Teachers use Chexsystems?

Does Kauai Teachers use Equifax?

What is Kauai Teachers's toll free phone number?

What is Kauai Teachers's ACH Routing Number?

What is Kauai Teachers's SWIFT code?

Where can I find Kauai Teachers's wire transfer form?

What is the Kauai Teachers address for deposits?

What Products Does Kauai Teachers Offer

Does Kauai Teachers offer mortgages?

Compare mortgage rates here.

Does Kauai Teachers offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Kauai Teachers offer auto and RV loans?

Compare auto loan rates here.

Does Kauai Teachers offer student loans or personal loans?

Compare personal loan rates here.

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