Kentucky Telco Federal Credit Union


P. O. Box 18303
Louisville, KY 402610303
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 3.50% →
1-Year CD N.A. 3.70% →
2-Year CD N.A. 3.80% →
5-Year CD N.A. 4.25% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Kentucky Telco is an NCUA insured institution located in Louisville, KY. It was founded in 1979 and has approximately $341.23 millions in assets.

Who can join?

Field of membership includes telecommunication, medical and education fields, employees of over 680 Select Employee Groups (SEGs), and most zip codes in the Louisville metropolitan area.

NCUA Insured Yes / Federally Chartered
Charter Number # # 23541
Date Established 1979
Assets $341.23 million
Loans $197.68 million
Deposits $288.55 million
Capital $39.06 million

Field of Membership Restrictions

Membership is open to those who live, works, volunteers, attends school or worships in Anderson, Bourbon, Bullitt, Boyle, Daviess, Clark, Madison, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Lincoln, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, Jessamine, and Woodford Counties in Kentucky.

Deposit Rates - October 1, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Kentucky Telco

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Kentucky Telco
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Advertiser Disclosure

Loan Rates - October 1, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for KENTUCKY TELCO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

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Quicken Loans NMLS #3030
NMLS ID: 3030
7.010% 6.875% 0.88 $3,438 $1,643 Learn More
NMLS ID: 2890
License#: 413-0477
6.477% 6.375% 0.63 $2,678 $1,560 Learn More
NMLS ID: 1907
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AmeriSave Mortgage Corporation
NMLS ID: 1168
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Featured - California Home Equity Line Of Credit Rates 2022

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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
5.740 %
After Intro: 7.000 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Kentucky Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Kentucky Telco Locations

Climate Initiatives

KENTUCKY TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kentucky Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kentucky Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kentucky Telco U.S. Average
2.08% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Kentucky Telco had $844,241 in non-current loans and $0 in owned assets. To cover these potential losses it had $39,055,575 in net worth and $1,506,057 in loans loss reserves. That gives it a Texas Ratio of 2.08%.

Net Worth
Kentucky Telco U.S. Average
11.44% 12.28%

Kentucky Telco FCU has a net worth of 11.44% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for KENTUCKY TELCO

  • April 25, 2020

    The drawback? You may not have access to a credit union share certificate if you cannot qualify for membership. While there are many credit unions that are easy to join, there are still institutions that have restrictions based on where you live or work, or the group you're affiliated with.

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