Kirtland Federal Credit Union

Headquarters

6440 Gibson Blvd Se
Albuquerque, NM 87108
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 1.00% 0.67% →
2-Year CD 1.10% 0.80% →
5-Year CD 1.40% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Kirtland is an NCUA insured institution located in Albuquerque, NM. It was founded in 1958 and has approximately $937.51 millions in assets.

Who can join?

Field of Membership includes military and civilian personnel assigned to Kirtland Air Force Base, U.S. Reserve Forces and members of the Air & Army National Guard throughout New Mexico, defense-related Select Employee Groups (SEGs), as well as military retirees and veterans who are eligible to join organizations such as the American Legion and Veterans of Foreign Wars (VFW). Family members are also eligible for KFCU membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12199
Date Established 1958
Assets $937.51 million
Loans $580.12 million
Deposits $805.62 million
Capital $122.69 million
 

Field of Membership Restrictions

Membership in Kirtland Federal Credit Union is open to military or civilian personnel on Kirtland Air Force Base, U.S. Reserve Forces in New Mexico, the New Mexico National Guard or be an employee of several Select Employee Groups.

Deposit Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.90% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
0.99% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.30% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for KIRTLAND

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Neighbors Bank
NMLS ID: 491986
3.203% 3.125% 1.00 $2,500 $1,071 Learn More
CashCall Mortgage
NMLS ID: 128231
3.059% 3.000% 0.75 $1,875 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to KIRTLAND
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Kirtland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Kirtland Locations



Climate Initiatives

KIRTLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Kirtland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Kirtland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Kirtland U.S. Average
1.26% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Kirtland had $1,536,145 in non-current loans and $49,671 in owned assets. To cover these potential losses it had $122,690,316 in net worth and $3,660,000 in loans loss reserves. That gives it a Texas Ratio of 1.26%.

Net Worth
Kirtland U.S. Average
13.08% 12.22%

Kirtland FCU has a net worth of 13.08% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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